231 Lofton Cir, Delaware, OH 43015 Property Records

Delaware County property record for 231 Lofton Cir, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,872 sqft · built 2002
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Mar 2022)
Tax Bill	$5,061 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`519-441-14-027-000`

Property Details

APN / Parcel Number

Primary APN	`519-441-14-027-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
Gross Area	2,881 sqft
1st Floor Area	812 sqft
Upper Floors Area	1,060 sqft
Basement Area	609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	7,623 sqft (0.175 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	231 LOFTON CIR
City	DELAWARE
State	OH
Zip	43015-9159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8015 KENSINGTON PLACE SEC5
Legal Subdivision	KENSINGTON PLACE SEC5
Legal Lot Number	8015
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3018
Census Tract	10200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 LOFTON CIR, DELAWARE, OH 43015-9159
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 15, 2020	Quit Claim Deed, Transfer LOWER
Mar 1, 2018	Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jun 15, 2017	Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK
Mar 15, 2017	Loan Modification, Mortgage · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	20226544
Deed Book / Page	1948 / 2194
Prior Transfer Date	Apr 7, 2020
Prior Transfer Doc	0000012057
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 1, 2022
Property Address	231 LOFTON CIR, DELAWARE, OH 43015-9159
Document Number	0000006544
Book / Page	1948 / 2194
Map Reference	CAB 2S L 685
Instrument Date	Feb 23, 2022
Instrument	202200006544
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	STEWART TITLE, STEWART TITLE BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4201 MARSH LNAE, CARROLLTON, TX 75007-1720

Mortgage

Document Number	0000006545
Date	Mar 1, 2022
Instrument	202200006545

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OH
Recording Date	Apr 15, 2020
Property Address	231 LOFTON CIR, DELAWARE, OH 43015-9159
Document Number	0000012057
Book / Page	001716 / 001997
Instrument Date	Apr 7, 2020
Instrument	12057
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 LOFTON CIR DELAWARE OH 430159159, DELAWARE, OH 43015-9159

Mortgage

Document Number	12058
Date	Apr 15, 2020
Book Page	001716/002000
Instrument	12058

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 1, 2018
Property Address	231 LOFTON CIR, DELAWARE, OH 43015-9159
Document Number	0000005264
Book / Page	1557 / 1821
Instrument Date	Feb 20, 2018
Instrument	2018-00005264
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	VALMER LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5950 SYMPHONY WOODS RD STE 312, 312, COLUMBIA, MD 21044-3404

Mortgage

Document Number	0000005265
Date	Mar 1, 2018
Book Page	1557/1824
Instrument	2018-00005265

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 15, 2017
Property Address	231 LOFTON CIR, DELAWARE, OH 43015-9159
Document Number	0000016600
Book / Page	1508 / 1640
Instrument Date	Jun 12, 2017
Instrument	201700016600
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7575 HUNTINGTON PARK DR, COLUMBUS, OH 43235-5618
Mail Care Of	HUNTINGTON NATIONAL BANK

Mortgage

Document Number	0000016601
Date	Jun 15, 2017
Book Page	1508/1642
Instrument	201700016601

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DELAWARE OH
Property Address	231 LOFTON CIR, DELAWARE, OH 43015-9159
Document Number	0000012445
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 LOFTON CIR DELAWARE OH 430159159, DELAWARE, OH 43015-9159

Mortgage

Document Number	0000012445
Date	May 4, 2017
Instrument	12445

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,061.00 (+5.37%)	$101,750 (-) Land $19,780 Building $81,970	$290,700 (-) Land $56,500 Building $234,200
2024	$4,803.00 (-0.19%) Homeowner's exemption	$101,750 (-) Land $19,780 Building $81,970
2023	$4,812.00 Homeowner's exemption	$101,750 Land $19,780 Building $81,970	$290,700 Land $56,500 Building $234,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bresco Broadband.

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