231 Link Rd, Cottontown, TN 37048 Property Records

Sumner County property record for 231 Link Rd, Cottontown, TN 37048

Property Summary

Property Type	Rural Home
Details	1 ba · 1,213 sqft · built 1920
Lot Size	90.9 acres (3,959,604 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,264 (2025)
Deeds & Mortgages	Oct 2022 Construction Loan Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`083057 06200`

Property Details

APN / Parcel Number

Primary APN	`083057 06200`
Alternative APN	`057 06200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,213 sqft Living Area
Gross Area	1,459 sqft
1st Floor Area	1,213 sqft
Flooring	Softwood
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,959,604 sqft (90.9 acres)
Terrain	Rolling
Porch	Slab
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	LINK RD
City	COTTONTOWN
State	TN
Zip	37048
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	DISTRICT: 15 LIFE ESTATE, COUNTY AREA: S00
Jurisdiction	SUMNER TN
Township / Civil Division	12
Census Block Group	1
Census Block	1036
Census Tract	20404

Owner

231 Link Rd, a rural home, is owned by two individuals who acquired it in February 2004.

Source: Sumner County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	502 MAXWELL BRANCH RD, COTTONTOWN, TN 37048-9204
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Construction Mortgage LIBERTY FCU
Sep 19, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 27, 2004
Transfer Doc	0019810551
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	LINK RD, COTTONTOWN, TN 37048
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 CLAUDE HARDIN RD, COTTONTOWN, TN 37048-9226

Mortgage

Document Number	0060590438
Date	Oct 26, 2022
Book Page	6059/438
Instrument	1433846

Lender

Name	LIBERTY FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Nov 1, 2053

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMNER TN
Recording Date	Sep 19, 2022
Property Address	LINK RD, COTTONTOWN, TN 37048
Document Number	0060350067
Book / Page	6035 / 67
Instrument Date	Sep 18, 2022
Instrument	1430039
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 MAXWELL BRANCH RD, COTTONTOWN, TN 37048-9215

Tax Assessment & Valuation

The 2025 property tax bill for 231 Link Rd was $1,264.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,264.00 Additional exemption filed	$88,925 Land $62,975 Building $25,950
2024			$1,290,200 Land $1,186,400 Building $103,800
2023	$1,281.00 (-5.95%) Additional exemption filed	$56,875 (-) Land $42,775 Building $14,100
2022	$1,362.00	$56,875 Land $42,775 Building $14,100
2021			$227,500 Land $171,100 Building $56,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Link Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Link Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cumberland Connect Fiber	1,000 / 1,000

May also be available: AT&T, T-Mobile.

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