231 Linden St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 231 Linden St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 932 sqft · built 1890
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Mar 2024)
Tax Bill	$5,573 (2026)
Deeds & Mortgages	May 2023 Construction Loan May 2023 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.52-3-39`

Property Details

APN / Parcel Number

Primary APN	`421500 49.52-3-39`
Alternative APN	`150004905200030390000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	932 sqft Living Area
1st Floor Area	644 sqft
Upper Floors Area	288 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	143 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	284 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	231 LINDEN ST
City	SCHENECTADY
State	NY
Zip	12304-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	AND HALF OF 57 1X WOOD AND GARAGE
Legal Block	3
Legal Lot Number	39.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	5
Census Block	5007
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 LINDEN ST, SCHENECTADY, NY 12304-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Construction Mortgage SUNMARK FCU
May 9, 2023	Deed of Trust, Mortgage · Construction Mortgage SUNMARK FCU
Feb 3, 2023	Quit Claim Deed, Transfer SELECT TITLE SERVICES INC, SELECT TITLE AGENCY LLC
Oct 25, 2019	Correction Deed NOT AVAILABLE
Sep 20, 2019	Correction Deed NOT AVAILABLE
Sep 6, 2019	Tax Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Feb 3, 2023 · Amount on Record
Deed Document Number	202416950
Deed Book / Page	2127 / 455
Prior Transfer Date	Jan 26, 2023
Prior Transfer Doc	0000006518
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	231 LINDEN ST, SCHENECTADY, NY 12304-1228
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PLUM ST, RENSSELAER, NY 12144-2422

Mortgage

Document Number	0000026652
Date	May 9, 2023
Book Page	105/868
Instrument	202326652

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	231 LINDEN ST, SCHENECTADY, NY 12304-1228
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PLUM ST, RENSSELAER, NY 12144-2422

Mortgage

Document Number	0000026650
Date	May 9, 2023
Book Page	5303/410
Instrument	202326650

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	124 Months
Due	Sep 15, 2033

Interest

Rate Type	Adjustable Rate

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 3, 2023
Property Address	231 LINDEN ST, SCHENECTADY, NY 12304-1228
Document Number	0000006518
Book / Page	2102 / 198
Instrument Date	Jan 23, 2023
Instrument	202306518
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	SELECT TITLE SERVICES INC, SELECT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PLUM ST, RENSSELAER, NY 12144-2422

October 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 25, 2019
Property Address	231 LINDEN ST, SCHENECTADY, NY 12304-1228
Document Number	0000048700
Book / Page	002022 / 000790
Instrument Date	Oct 24, 2019
Instrument	48700
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

September 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 20, 2019
Property Address	231 LINDEN ST, SCHENECTADY, NY 12304-1228
Document Number	0000042254
Book / Page	002020 / 000487
Instrument Date	Sep 18, 2019
Instrument	42254
Record Updated	Oct 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

September 2019: Tax Deed, Transfer

Document Type	Tax Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 6, 2019
Property Address	231 LINDEN ST, SCHENECTADY, NY 12304-1228
Document Number	0000039878
Book / Page	002019 / 000268
Instrument Date	Aug 27, 2019
Instrument	39878
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,573.00 (+2.13%)
2025	$5,457.00 (+967.91%)	$110,000 (+66.67%) Land $9,900 Building $100,100	$182,149 (+118.03%) Land $16,393 Building $165,756
2023		$66,000 (-) Land $9,900 Building $56,100	$83,544 (+3.8%) Land $12,532 Building $71,012
2022		$66,000 Land $9,900 Building $56,100	$80,488 Land $12,073 Building $68,415
2021	$511.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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