231 Laurel Ln, West Kingston, RI 02892 Property Records

South Kingstown Town property record for 231 Laurel Ln, West Kingston, RI 02892

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,136 sqft · built 1976
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jun 2019)
Tax Bill	$5,175 (2025)
Deeds & Mortgages	Aug 2022 Sale Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-60-0662-38`

Property Details

APN / Parcel Number

Primary APN	`R-60-0662-38`
Alternative APN	`SKIN P:00012 L:000034`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,136 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	1,464 sqft
Basement Area	312 sqft
Unfinished Basement	312 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,401 sqft (1.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-60-0662-38
Street Address	231 LAUREL LN
City	WEST KINGSTON
State	RI
Zip	02892-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Lot Number	34
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	1
Census Block	1037
Census Tract	51306

Owner

231 Laurel Ln is owned and occupied by an individual who acquired it in August 2022.

Source: South Kingstown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	231 LAUREL LN, WEST KINGSTON, RI 02892-1915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Warranty Deed, Transfer
Jun 28, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Jul 2, 2018	Deed of Trust, Mortgage · Conventional with PMI WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Deed Book / Page	1709 / 537
Last Transfer Date	Aug 25, 2022
Transfer Doc	001839-254
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Aug 26, 2022
Property Address	231 LAUREL LN, WEST KINGSTON, RI 02892-1915
Document Number	001839-254
Book / Page	1839 / 254
Instrument Date	Aug 25, 2022
Instrument	24447
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	231 LAUREL LN, WEST KINGSTON, RI 02892-1915

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Jun 28, 2019
Property Address	231 LAUREL LN, WEST KINGSTON, RI 02892-1915
Document Number	1709-537
Book / Page	1709 / 537
Instrument Date	Jun 18, 2019
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 HIGHLAND AVE, CUMBERLAND, RI 02864-7109

Mortgage

Document Number	1709539
Date	Jun 28, 2019
Instrument	1709/539

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	231 LAUREL LN, WEST KINGSTON, RI 02892-1915
Document Number	1679-496
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 LAUREL LN WEST KINGSTON RI 028921915, WEST KINGSTON, RI 02892-1915

Mortgage

Document Number	1679-496
Date	Jul 6, 2018
Book Page	001679/000496

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 231 Laurel Ln was $5,175.

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,175.00	$578,900 Land $207,400 Building $371,500	$657,524
2023	$5,083.00 (+0.91%)	$460,000 (-) Land $159,900 Building $300,100
2022	$5,037.00	$460,000 Land $159,900 Building $300,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Laurel Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1993–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Laurel Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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