231 Larkins St, Findlay, OH 45840 Property Records

Hancock County property record for 231 Larkins St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 1953
Lot Size	0.125 acres (5,454 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Sep 2021)
Tax Bill	$1,084 (2025)
Deeds & Mortgages	Jan 2022 Transfer Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-182-06-001.000`

Property Details

APN / Parcel Number

Primary APN	`1011-182-06-001.000`
Alternative APN	`600000307560`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,454 sqft (0.125 acres)
Lot Dimensions	94 ft deep x 58 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	394 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	231 LARKINS ST
City	FINDLAY
State	OH
Zip	45840-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAYLORS P & M 2ND ADD LOT 2391 N1/2 & PT ALY
Legal Subdivision	TAYLORS P & M 2ND ADD
Legal Lot Number	2391
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1003
Census Tract	500

Owner

231 Larkins St is owned and occupied by an individual who acquired it in December 2021.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	231 LARKINS ST, FINDLAY, OH 45840-4708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Intrafamily Transfer, Transfer FLAG CITY TITLE AGENCY INC
Sep 21, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on File
Deed Sale	Sep 21, 2021 · Amount on File
Prior Sale	Jan 14, 2015 · Amount on File
Deed Document Number	202111080
Deed Book / Page	2587 / 165
Last Transfer Date	Dec 29, 2021
Transfer Doc	02590/3650
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jan 3, 2022
Property Address	231 LARKINS ST, FINDLAY, OH 45840-4708
Document Number	02590/3650
Book / Page	2590 / 3650
Instrument Date	Dec 29, 2021
Instrument	202200000052
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 21, 2021
Property Address	231 LARKINS ST, FINDLAY, OH 45840-4708
Document Number	2587/165
Book / Page	2587 / 165
Instrument Date	Sep 15, 2021
Instrument	202100011080
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	231 LARKINS ST, FINDLAY, OH 45840-4708

Mortgage

Document Number	202100011081
Date	Sep 21, 2021
Instrument	202100011081

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 231 Larkins St was $1,084 with a homeowner's exemption, up 10.4% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,084.00 (+10.39%) Homeowner's exemption	$35,360 (+27.84%) Land $5,660 Building $29,700	$101,030 Land $16,180 Building $84,850
2024	$982.00 (-0.2%)	$27,660 (-) Land $4,420 Building $23,240
2023	$984.00 Homeowner's exemption	$27,660 Land $4,420 Building $23,240
2022			$79,050 Land $12,640 Building $66,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 231 Larkins St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	32 (1990–2017)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 231 Larkins St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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