Flathead County property record for 231 Lakeshore Dr, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,778 sqft · built 1978 |
| Lot Size | 0.391 acres (17,032 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,041 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Nov 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R0783705 |
| Primary APN | R0783705 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| 1st Floor Area | 1,548 sqft |
| Attic | Attic |
| Attic Area | 230 sqft |
| Basement Area | 1,148 sqft |
| Finished Basement | 1,148 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,032 sqft (0.391 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000835243 |
|---|---|
| Street Address | 231 LAKESHORE DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-7458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | LAKE SHORE HTS 1, S23, T28 N, R22 W, LOT 024 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 23 |
| Legal Subdivision | LAKE SHORE HTS 1 |
| Legal Lot Number | 24 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 802 |
231 Lakeshore Dr is owned and occupied by an individual who acquired it in November 2017.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 LAKESHORE DR, KALISPELL, MT 59901-7458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Nov 28, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 1, 2017 |
| Transfer Doc | 0000029332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 231 LAKESHORE DR, KALISPELL, MT 59901-7458 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 231 LAKESHORE DR, KALISPELL, MT 59901-7458 |
| Document Number | 202300011065 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 202300011065 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.77% |
| Type Change Date | Jul 15, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.77% |
| Max Rate At Change | 7.77% |
| Max Rate | 10.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Nov 28, 2017 |
| Property Address | 231 LAKESHORE DR, KALISPELL, MT 59901-7458 |
| Document Number | 201700029332 |
| Instrument Date | Nov 1, 2017 |
| Instrument | 201700029332 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 231 LAKESHORE DR, KALISPELL, MT 59901-7458 |
The 2026 property tax bill for 231 Lakeshore Dr was $1,041 with a homeowner's exemption.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,041.00 Homeowner's exemption | $583,700 | |
| 2025 | $583,700 Land $128,895 Building $454,805 | ||
| 2023 | $2,905.00 | $505,400 | $505,400 Land $76,108 Building $429,292 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 Lakeshore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 231 Lakeshore Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 77% of Montana |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESHORE HEIGHTS HOA private · serves 100 people · EPA ID MT0001743 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
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