231 Lake Murray Dr E, Ardmore, OK 73401 Property Records

Carter County property record for 231 Lake Murray Dr E, Ardmore, OK 73401

Property Summary

Property Type	Convenience Store
Details	4 ba · 888 sqft · built 2013
Lot Size	1.09 acres (47,480 sqft)
Owner	Company Name on File
Last Sale	$700,000 (Nov 2021)
Tax Bill	$18,823 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Aug 2015 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0010-00-484-007-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0010-00-484-007-0-001-00`
Alternative APN	`4956`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	888 sqft Total Area
Gross Area	3,360 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Metal
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Flat
Roof Material	Metal
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	31 ft deep x 42 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Canopy	576 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	4956
Street Address	231 LAKE MURRAY DR E
City	ARDMORE
State	OK
Zip	73401-8455
Property Category	Commercial
Property Type	Commercial > Retail > Convenience Store
Local Zoning Code	C1
Legal Description	ARDMORE LOTS & BLKS, BLK 484 LOT 5 S 52'(66X52)LOT 7 (42X31) LOT 8 LESS PT BEG SW/C OF LOT 6; E 50; SLY 9.13; WLY 50.02; N 8.
Legal Range	02E
Legal Township	04S
Legal Section	31
Legal Subdivision	ARDMORE CITY
Legal Block	484
Legal Lot Number	5-10
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2037
Census Tract	892801

Owner

231 Lake Murray Dr E, a commercial property, is owned by a company that bought it in November 2021.

Source: Carter County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	231 LAKE MURRAY DR E, ARDMORE, OK 73401-8455
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage PAULS VALLEY NATIONAL BANK
Aug 11, 2015	Deed of Trust, Mortgage · Commercial Mortgage FIRST PRIORITY BANK
Dec 7, 2015	Deed of Trust, Mortgage · Commercial Mortgage FIRST PRYORITY BANK
Aug 27, 2025	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Nov 29, 2021	Warranty Deed, Transfer · Commercial Mortgage VELOCITYSBA LLC
Nov 2, 2020	Warranty Deed, Transfer · Commercial Mortgage VELOCITYSBA LLC
Nov 3, 2020	Correction Deed STEWART TITLE, STEWART TITLE OF OK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	Nov 2, 2020 · Amount on File
Deed Document Number	202113304
Deed Book / Page	7144 / 17
Prior Transfer Date	Oct 26, 2020
Prior Transfer Doc	006955/258
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	231 LAKE MURRAY DR E, ARDMORE, OK 73401-8455
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006600/130
Date	Sep 10, 2018
Book Page	6600/130
Instrument	2018-009566

Lender

Name	PAULS VALLEY NATIONAL BANK
Type	Bank
Address	PAULS VALLEY, OK 73075

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 7, 2033

Interest

Rate Type	Adjustable Rate

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	231 LAKE MURRAY DR E, ARDMORE, OK 73401-8455
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006121/024
Date	Aug 11, 2015
Book Page	6121/024
Instrument	2015-009479

Lender

Name	FIRST PRIORITY BANK
Type	Bank
Address	TULSA, OK 74133

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 4, 2020

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	231 LAKE MURRAY DR E, ARDMORE, OK 73401-8455
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006174/108
Date	Dec 7, 2015
Book Page	6174/108
Instrument	2015-014264

Lender

Name	FIRST PRYORITY BANK
Address	TULSA, OK 74133

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	56 Months
Due	Aug 4, 2020

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	231 LAKE MURRAY DR E, ARDMORE, OK 73401-8455
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 LAKE MURRAY DR E, ARDMORE, OK 73401-8455

Mortgage

Document Number	007755/203
Date	Aug 27, 2025
Book Page	7755/203
Instrument	I-2025-009210

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Nov 29, 2021
Property Address	231 LAKE MURRAY DR E, ARDMORE, OK 73401-8455
Document Number	0007144/17
Book / Page	7144 / 17
Instrument Date	Oct 28, 2021
Instrument	2021-013304
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 LAKE MURRAY DR E, ARDMORE, OK 73401-8455

Mortgage

Document Number	2021013305
Date	Nov 29, 2021
Instrument	2021-013305

Lender

Name	VELOCITYSBA LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Nov 2, 2020
Property Address	231 LAKE MURRAY DR E, ARDMORE, OK 73401-8455
Document Number	0006955/76
Book / Page	6955 / 76
Instrument Date	Oct 26, 2020
Instrument	2020-011927
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount on Record
Tax	$4.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 LAKE MURRAY DR E, ARDMORE, OK 73401-8455

Mortgage

Document Number	2020011928
Date	Nov 2, 2020
Instrument	2020-011928

Lender

Name	VELOCITYSBA LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate

November 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	CARTER OK
Recording Date	Nov 3, 2020
Property Address	231 LAKE MURRAY DR E, ARDMORE, OK 73401-8455
Document Number	006955/258
Book / Page	6955 / 258
Instrument Date	Oct 26, 2020
Instrument	2020-011977
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 LAKE MURRAY DR E, ARDMORE, OK 73401-8455

Tax Assessment & Valuation

The 2025 property tax bill for 231 Lake Murray Dr E was $18,823.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,487 (-3.75%) Land $85,770 Building $95,717	$1,512,386 (-3.75%) Land $714,750 Building $797,636
2025	$18,823.00	$188,552 Land $85,770 Building $102,782	$1,571,271 Land $714,750 Building $856,521
2023	$19,894.00	$201,320 Land $85,770 Building $115,550	$1,677,670 Land $714,750 Building $962,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 231 Lake Murray Dr E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Lake Murray Dr E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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