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231 Joan Ter, Hamilton (Trenton), NJ 08629 Property Records

Mercer County and Hamilton Township property record for 231 Joan Ter, Hamilton, NJ 08629

Property Summary

Property TypeSingle Family Home
Details2,016 sqft · built 1925
Lot Size0.086 acres (3,759 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Feb 2022)
Tax Bill$8,121 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Feb 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN03-01885-0000-00013

Property Details

APN / Parcel Number

Primary APN03-01885-0000-00013
Alternative APNs
  • 0300146000000128
  • 030188500013

Interior

Stories1 Story
Building Area2,016 sqft Living Area
1st Floor Area2,016 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeFrame
Lot Area3,759 sqft (0.086 acres)
Lot Dimensions94 ft deep x 40 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number0300146000000128
Street Address231 JOAN TER
CityTRENTON
StateNJ
Zip08629-1012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Description12,02999-
Legal SubdivisionBROMLEY MANOR TRACT
Legal Block1885
Legal Lot Number13
JurisdictionMERCER NJ
Township / Civil DivisionHAMILTON
Census Block Group2
Census Block2008
Census Tract2800

Owner

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address231 JOAN TER, TRENTON, NJ 08629-1012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Feb 14, 2022Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Jun 29, 2020Grant Deed, Transfer
EMERALD TITLE AGENCY LLC, EMERALD TITLE AGCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2022 · Amount on Record
Deed SaleFeb 14, 2022 · Amount on Record
Prior SaleJun 29, 2020 · Amount on Record
Deed Document Number20228574
Deed Book / Page6475 / 850
Record UpdatedSep 20, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionMERCER NJ
Recording DateFeb 14, 2022
Property Address231 JOAN TER, HAMILTON, NJ 08629-1012
Document Number0000008574
Book / Page6475 / 850
Instrument DateJan 21, 2022
Instrument2022008574
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address126 MOORE ST, 126, PRINCETON, NJ 08540-3359

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 JOAN TER, HAMILTON, NJ 08629-1012

Mortgage

Document Number0000008575
DateFeb 14, 2022
Instrument2022008575
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionMERCER NJ
Recording DateFeb 14, 2022
Property Address231 JOAN TER, HAMILTON, NJ 08629-1012
Document Number0000008574
Book / Page6475 / 850
Instrument DateJan 21, 2022
Instrument2022008574
Transaction TypeTransfer
Record UpdatedMar 2, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address126 MOORE ST, 126, PRINCETON, NJ 08540-3359

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 JOAN TER, HAMILTON, NJ 08629-1012

Mortgage

Document Number0000008575
DateFeb 14, 2022
Instrument2022008575
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCER NJ
Recording DateJun 29, 2020
Property Address231 JOAN TER, HAMILTON, NJ 08629-1012
Document Number0000026644
Book / Page006407 / 000001
Instrument DateJun 18, 2020
Instrument26644
Transaction TypeTransfer
Record UpdatedAug 24, 2020
Title CompanyEMERALD TITLE AGENCY LLC, EMERALD TITLE AGCY LLC

Transaction

AmountAmount Recorded
Tax$96.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address126 MOORE ST PRINCETON NJ 085403359, PRINCETON, NJ 08540-3359

Tax Assessment & Valuation

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMercer County
County SubdivisionHamilton Township
Unified School DistrictHamilton Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$219,000 (-) Land $27,800 Building $191,200$219,000 (-) Land $27,800 Building $191,200
2025$8,121.00 (+5.24%)$219,000 (-) Land $27,800 Building $191,200$219,000 (-) Land $27,800 Building $191,200
2024$7,717.00 (+13.54%)
2023$219,000 (+26.96%) Land $27,800 Building $191,200$219,000 (+26.96%) Land $27,800 Building $191,200
2022$6,797.00 (+20.77%)$172,500 Land $27,800 Building $144,700$172,500 Land $27,800 Building $144,700
2021$5,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims21 (1994–2021)
Claims Outside the SFHA3 of 21
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 14 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRENTON WATER WORKS
serves 217,000 people · EPA ID NJ1111001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityTotal trihalomethanes
not recorded as resolved · Oct 2024
Turbidity
resolved · Jul 2021
Haloacetic acids
resolved · Jul 2018
Treatment and ProcedureLead service line replacement
currently in violation since May 2020
Corrosion control
Jan 2021
Lead public education
Jan 2019
Monitoring and Reporting36
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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