231 Jo Dr, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 231 Jo Dr, Los Gatos, CA 95032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,853 sqft · built 1968
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on Record
Last Sale	$2,150,000 (Sep 2021)
Tax Bill	$29,318 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`424-12-093`

Property Details

APN / Parcel Number

Primary APN	`424-12-093`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,853 sqft Living Area
1st Floor Area	1,043 sqft
2nd Floor Area	810 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1971
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	231 JO DR
City	LOS GATOS
State	CA
Zip	95032-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Description	TRACT 3699 CAR BOOK 184 PAGE 10 LOT 11
Legal Subdivision	CARLETON MANOR
Legal Tract	3699
Legal Lot Number	11
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2023
Census Tract	506801

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	231 JO DR, LOS GATOS, CA 95032-2417
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Aug 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Feb 2, 2010 · Amount on Record
Deed Document Number	202125091176
Prior Transfer Date	Jul 22, 2020
Prior Transfer Doc	0024567670
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 8, 2021
Property Address	231 JO DR, LOS GATOS, CA 95032-2417
Document Number	0025091176
Map Reference	MB 184 PG 10
Instrument Date	Sep 3, 2021
Instrument	25091176
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	231 JO DR, LOS GATOS, CA 95032-2417

Mortgage

Document Number	0025091177
Date	Sep 8, 2021
Instrument	25091177

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	8.25%

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 7, 2020
Property Address	231 JO DR, LOS GATOS, CA 95032-2417
Document Number	0024567670
Map Reference	MB 184 PG 10
Instrument Date	Jul 22, 2020
Instrument	24567670
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 OAKWOOD LN, BOULDER CREEK, CA 95006-9523

Mortgage

Document Number	0024567671
Date	Aug 7, 2020
Instrument	24567671

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Gatos Town
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,327,227 (+2%) Land $1,861,782 Building $465,445
2025	$29,318.00 (+2.47%) Homeowner's exemption	$2,281,596 (+4.04%) Land $1,825,277 Building $456,319
2024	$28,610.00 (+1.76%)
2023	$28,115.00 (+2.32%) Homeowner's exemption	$2,193,000 Land $1,754,400 Building $438,600
2022	$27,478.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Ridge Wireless.

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