231 Hillside Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 231 Hillside Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,353 sqft · built 2006
Lot Size	0.203 acres (8,858 sqft)
Owner	2 Individual Names on File
Last Sale	$349,500 (Jun 2017)
Tax Bill	$3,965 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-3102-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-3102-5`
Alternative APNs	`09-1S-22-319C-0000-0550` `22S109319C00000550`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,353 sqft Living Area
Gross Area	3,128 sqft
1st Floor Area	1,534 sqft
Upper Floors Area	819 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	8,858 sqft (0.203 acres)
Garage Type	Attached
Garage Area	550 sqft
Porch	Finished/Open Porch
Porch Area	354 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	231 HILLSIDE DR
City	NICEVILLE
State	FL
Zip	32578-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKYWOOD PH III UNIT 55
Legal Range	22W
Legal Township	01S
Legal Section	09
Legal Subdivision	ROCKYWOOD PH III
Legal Phase	3
Legal Lot Number	550
Legal Unit	55
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2018
Census Tract	20900

Owner

231 Hillside Dr is owned and occupied by two individuals who bought it in June 2017.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	231 HILLSIDE DR, NICEVILLE, FL 32578-2355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jun 16, 2017	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2017 · Amount on File
Deed Sale	Jun 16, 2017 · Amount on File
Prior Sale	Jul 3, 2014 · Amount on File
Deed Document Number	20173141712
Deed Book / Page	3304 / 1768
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	231 HILLSIDE DR, NICEVILLE, FL 32578-2355
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 HILLSIDE DR, NICEVILLE, FL 32578-2355

Mortgage

Document Number	0035031958
Date	Nov 4, 2020
Book Page	3503/1958
Instrument	3404724

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 16, 2017
Property Address	231 HILLSIDE DR, NICEVILLE, FL 32578-2355
Document Number	0033041768
Book / Page	3304 / 1768
Map Reference	MB12 PG11
Instrument Date	Jun 15, 2017
Instrument	3141712
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,446.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13309 S 20TH ST, 13309, BELLEVUE, NE 68123-3469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3287 AIRPORT RD, CRESTVIEW, FL 32539-8159

Mortgage

Document Number	0003141714
Date	Jun 16, 2017
Instrument	3141714

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 231 Hillside Dr was $3,965 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,965.00 Homeowner's exemption	$329,491	$460,743 Land $111,423 Building $349,320
2023	$3,614.00 (+4.84%) Homeowner's exemption	$310,879 (+3%)	$449,821 (+5.89%) Land $98,324 Building $351,497
2022	$3,447.00 Homeowner's exemption	$301,824	$424,799 Land $93,642 Building $331,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Hillside Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Hillside Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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