231 Hillcrest Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 231 Hillcrest Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,672 sqft · built 1977
Lot Size	0.144 acres (6,300 sqft)
Owner	Individual Name on File
Tax Bill	$6,039 (2026)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 60.40-5-14.1`

Property Details

APN / Parcel Number

Primary APN	`421500 60.40-5-14.1`
Alternative APN	`150006004000050140010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	672 sqft
Finished Basement	672 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,300 sqft (0.144 acres)
Lot Dimensions	70 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	220 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	231 HILLCREST AVE
City	SCHENECTADY
State	NY
Zip	12304-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	63-64 RAISED RANCH
Legal Block	5
Legal Lot Number	14.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2016
Census Tract	21801

Owner

231 Hillcrest Ave is owned and occupied by an individual who acquired it in August 2023.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	231 HILLCREST AVE, SCHENECTADY, NY 12304-2212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023
Deed Sale	Aug 16, 2023
Prior Sale	Jul 26, 2007 · Amount on File
Deed Document Number	202346521
Deed Book / Page	2113 / 797
Prior Transfer Date	Jun 24, 2023
Prior Transfer Doc	0000046521
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 16, 2023
Property Address	231 HILLCREST AVE, SCHENECTADY, NY 12304-2212
Document Number	0000046521
Book / Page	2113 / 797
Map Reference	CAB B190&191
Instrument Date	Jun 24, 2023
Instrument	202346521
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 HILLCREST AVE, SCHENECTADY, NY 12304-2212

Mortgage

Document Number	0000046522
Date	Aug 16, 2023
Instrument	202346522

Lender

Name	US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 231 Hillcrest Ave was $6,039 with a homeowner's exemption, up 3% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,039.00 (+2.98%) Homeowner's exemption
2025	$5,864.00	$129,200 Land $19,400 Building $109,800	$213,943 Land $32,125 Building $181,818
2023		$129,200 (-) Land $19,400 Building $109,800	$163,544 (+3.8%) Land $24,557 Building $138,987
2022		$129,200 Land $19,400 Building $109,800	$157,561 Land $23,659 Building $133,902
2021	$5,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Hillcrest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Hillcrest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20