231 High St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 231 High St, Winchester, MA 01890

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,516 sqft · built 1952
Lot Size0.693 acres (30,170 sqft)
Owner2 Individual Names on Record
Last Sale$1,110,000 (Jun 2017)
Tax Bill$18,053 (2026)
Deeds & MortgagesMar 2020 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNWINC M:027 B:0028 L:0

Property Details

APN / Parcel Number

Primary APNWINC M:027 B:0028 L:0

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories2 Stories
Building Area3,516 sqft Living Area
Gross Area4,386 sqft
Basement Area1,331 sqft
Unfinished Basement333 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,170 sqft (0.693 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address231 HIGH ST
CityWINCHESTER
StateMA
Zip01890-3222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRDA
Legal Block28
JurisdictionWINCHESTER MA
Township / Civil DivisionWINCHESTER
Census Block Group4
Census Block4009
Census Tract338400

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address231 HIGH ST, WINCHESTER, MA 01890-3222
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2020Deed of Trust, Mortgage · ARM
US BANK NA
Oct 21, 2019Deed of Trust, Mortgage · ARM
US BANK NA
Jun 19, 2017Quit Claim Deed, Transfer
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2017 · Amount on Record
Deed SaleJun 19, 2017 · Amount on Record
Prior SaleJul 22, 2013 · Amount on Record
Deed Book / Page69451 / 593
Transfer Doc069451-593
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER MA
Property Address231 HIGH ST, WINCHESTER, MA 01890-3222
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74386-469
DateMar 31, 2020
Book Page74386/469
Instrument47859
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2050
Interest
Rate TypeAdjustable Rate
Type Change DateApr 1, 2027

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER MA
Property Address231 HIGH ST, WINCHESTER, MA 01890-3222
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73492-554
DateOct 21, 2019
Book Page73492/554
Instrument162039
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.13%
Type Change DateNov 1, 2026
Index1-Year CMT

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINCHESTER MA
Recording DateJun 19, 2017
Property Address231 HIGH ST, WINCHESTER, MA 01890-3222
Document Number69451-593
Book / Page069451 / 000593
Instrument DateJun 5, 2017
Instrument91930
Transaction TypeTransfer
Record UpdatedJul 11, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,061.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address231 HIGH ST WINCHESTER MA 018903222, WINCHESTER, MA 01890-3222

Mortgage

Document Number69452-1
DateJun 19, 2017
Book Page069452/000001
Instrument91931
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Term360 Months
DueJun 18, 2047
Interest
Rate TypeAdjustable Rate
Rate3.38%

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWinchester Town
Unified School DistrictWinchester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,053.00 (+10,275.29%)$1,629,300 (+3.46%) Land $893,800 Building $735,500$1,730,769 (+9.26%)
2025$174.00 (-98.95%)$1,574,800 (+7.58%) Land $863,200 Building $711,600$1,584,125
2024$16,586.00 (+6.28%)$1,463,900 (+10.69%) Land $802,000 Building $661,900
2023$15,606.00$1,322,500 Land $679,600 Building $642,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2006–2010)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHESTER WATER DEPT
serves 22,970 people · EPA ID MA3344000
Water SourceSurface water
Last State InspectionJul 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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