231 Heather Ct, La Plata, MD 20646 Property Records

Charles County property record for 231 Heather Ct, La Plata, MD 20646

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,524 sqft · built 1986
Lot Size0.039 acres (1,720 sqft)
Owner2 Individual Names on File
Last Sale$248,000 (Nov 2020)
Tax Bill$9,183 (2025)
Deeds & MortgagesJan 2020 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-038044

Property Details

APN / Parcel Number

Primary APN01-038044
Alternative APNs
  • 1038044
  • 038044

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,524 sqft Living Area
1st Floor Area762 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,720 sqft (0.039 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number038044
Street Address231 HEATHER CT
CityLA PLATA
StateMD
Zip20646-9455
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionL-38 PAR 1 - REVISED HICKORY RIDGE SUB TOWN OF LA PLATA
Legal SubdivisionHICKORY RIDGE SUB
Legal Block2
Legal Lot Number38
JurisdictionCHARLES MD
Township / Civil Division1, LA PLATA
Census Block Group2
Census Block2011
Census Tract851004

Owner

231 Heather Ct, a townhouse, is owned and occupied by two individuals who bought it in November 2020.

Source: Charles County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address231 HEATHER CT, LA PLATA, MD 20646-9455
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Nov 12, 2020Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2020 · Amount on File
Deed SaleNov 12, 2020 · Amount on File
Prior SaleJan 27, 2014 · Amount on File
Deed Book / Page11431 / 305
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address231 HEATHER CT, LA PLATA, MD 20646-9455
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0109510067
DateJan 10, 2020
Book Page10951/067
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateNov 12, 2020
Property Address231 HEATHER CT, LA PLATA, MD 20646-9455
Document Number0114310305
Book / Page11431 / 305
Map ReferenceMB 34 FO 241
Instrument DateSep 4, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyLAKESIDE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,860.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address231 HEATHER CT, LA PLATA, MD 20646-9455

Mortgage

Document Number11431315
DateNov 12, 2020
Instrument11431/315
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 231 Heather Ct was $9,183.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
MunicipalityLa Plata Town
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$318,400 (+8.32%) Land $85,000 Building $233,400$318,400 (-) Land $85,000 Building $233,400
2025$9,183.00$293,933$318,400 Land $85,000 Building $233,400
2023$3,710.00$245,000 Land $85,000 Building $160,000$245,000 Land $85,000 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Heather Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Heather Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LA PLATA
serves 11,535 people · EPA ID MD0080025
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Heather Ct

Nearby Streets

Search Property Records by Address or Parcel Number