231 Harper St, Grass Valley, CA 95945 Property Records

Nevada County property record for 231 Harper St, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,209 sqft · built 1890
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Aug 2021)
Tax Bill	$5,162 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-324-020-000`

Property Details

APN / Parcel Number

Primary APN	`008-324-020-000`
Alternative APN	`08-324-20-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,209 sqft Living Area
1st Floor Area	1,149 sqft
2nd Floor Area	480 sqft
Basement Area	580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Lot Area	10,890 sqft (0.25 acres)
Terrain	Rolling
Porch	Porch
Patio Area	1,171 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	08-324-20-000
Street Address	231 HARPER ST
City	GRASS VALLEY
State	CA
Zip	95945-6318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTN LOTS 13 & 14 BLK 1 GV
Legal Subdivision	GRASS VALLEY
Legal Block	1
Legal Lot Number	13,14
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	5
Census Block	5004
Census Tract	504

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 HARPER ST, GRASS VALLEY, CA 95945-6318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 4, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage EL DORADO SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	202127845
Prior Transfer Date	Apr 19, 2017
Prior Transfer Doc	0000009583
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Aug 20, 2021
Property Address	231 HARPER ST, GRASS VALLEY, CA 95945-6318
Document Number	0000027845
Map Reference	MB 439 PG 234
Instrument Date	Aug 12, 2021
Instrument	20210027845
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	231 HARPER ST, GRASS VALLEY, CA 95945-6318

Mortgage

Document Number	0000027846
Date	Aug 20, 2021
Instrument	20210027846

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	May 4, 2017
Property Address	231 HARPER ST, GRASS VALLEY, CA 95945-6318
Document Number	0000009583
Instrument Date	Apr 19, 2017
Instrument	20170009583
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 HARPER ST, GRASS VALLEY, CA 95945-6318

Mortgage

Document Number	0000009584
Date	May 4, 2017
Instrument	20170009584

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,300 (+1.98%) Land $99,800 Building $384,500
2025	$5,162.00 (+2.6%)	$474,912 (+2%) Land $97,920 Building $376,992
2023	$5,031.00 (-4.93%)	$465,600 Land $96,000 Building $369,600	$517,770
2022	$5,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath, GeoLinks.

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