231 Hamer Dr, Salado, TX 76571 Property Records

Bell County property record for 231 Hamer Dr, Salado, TX 76571

Property Summary

Property Type	Single Family Home
Details	2,140 sqft · built 2018
Lot Size	0.501 acres (21,841 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,670 (2023)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0876530190`

Property Details

APN / Parcel Number

Primary APN	`0876530190`
Alternative APNs	`386924` `690150`

Interior

Stories	1 Story
Building Area	2,140 sqft Living Area
1st Floor Area	2,140 sqft
Utility Area	400 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2018
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	21,841 sqft (0.501 acres)
Lot Dimensions	163 ft deep x 134 ft wide
Garage Area	573 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	394 sqft
Storage Building	400 sqft

Location & Zoning

Account Number	690150
Street Address	231 HAMER DR
City	SALADO
State	TX
Zip	76571-6125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANGER'S PROMISE, BLOCK 00B, LOT 0017
Legal Subdivision	RANGER'S PROMISE
Legal Block	B
Legal Lot Number	17
Jurisdiction	BELL TX
Township / Civil Division	SOUTH BELL
Census Block Group	2
Census Block	2026
Census Tract	23406

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 HAMER DR, SALADO, TX 76571-6125
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK
Mar 27, 2018	Warranty Deed, Construction Loan · Construction Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018
Deed Sale	Mar 23, 2018
Deed Document Number	201800012170
Last Transfer Date	Mar 27, 2018
Transfer Doc	0000012170
Record Updated	Jun 7, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	231 HAMER DR, SALADO, TX 76571-6125
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046050
Date	Aug 31, 2020
Instrument	2020-00046050

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	231 HAMER DR, SALADO, TX 76571-6125
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047908
Date	Nov 16, 2018
Instrument	2018-00047908

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	TEMPLE, TX 76502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2033

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Mar 27, 2018
Property Address	231 HAMER DR, SALADO, TX 76571-6125
Document Number	0000012170
Instrument Date	Mar 23, 2018
Instrument	12170
Transaction Type	Construction Loan
Record Updated	Apr 11, 2018
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	179 HAMER DR SALADO TX 765716157, SALADO, TX 76571-6157

Mortgage

Document Number	12172
Date	Mar 27, 2018
Instrument	12172

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502-3232

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 26, 2019

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Salado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,670.00 (-12.97%) Homeowner's exemption	$566,012 Land $50,000 Building $516,012	$566,012 Land $50,000 Building $516,012
2022	$6,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Nearby Flood Policies	73 in force
Nearby Flood Claims	7 (2005–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALADO WSC serves 11,460 people · EPA ID TX0140035
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Altitude ISP Fixed Wireless	500 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40
SOS Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10
Falcon Internet Fixed Wireless	35 / 10

May also be available: Astound Broadband.

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