231 Grant Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 231 Grant Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,518 sqft · built 1945
Lot Size	0.135 acres (5,881 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Mar 2021)
Tax Bill	$13,249 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00613-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`10-00613-0000-00034`
Alternative APNs	`100061300034` `320300`

Interior

Building Area	1,518 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	98 ft deep x 60 ft wide

Location & Zoning

Account Number	320300
Street Address	231 GRANT AVE
City	DUMONT
State	NJ
Zip	07628-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	60X98
Legal Block	613
Legal Lot Number	34
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	4
Census Block	4003
Census Tract	10100

Owner

231 Grant Ave is owned and occupied by two individuals who bought it in March 2021.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	231 GRANT AVE, DUMONT, NJ 07628-1726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2017	Deed of Trust, Mortgage · Line of Credit XCEL FCU
Mar 8, 2021	Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Prior Sale	Apr 1, 2002 · Amount on File
Deed Document Number	202132412
Deed Book / Page	4001 / 324
Prior Transfer Date	May 7, 2016
Prior Transfer Doc	0022800617
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	231 GRANT AVE, DUMONT, NJ 07628-1726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027192220
Date	Sep 12, 2017
Book Page	02719/2220
Instrument	17-068096

Lender

Name	XCEL FCU
Type	Credit Union
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 8, 2021
Property Address	231 GRANT AVE, DUMONT, NJ 07628-1726
Document Number	0040010324
Book / Page	4001 / 324
Instrument Date	Dec 4, 2020
Instrument	2021032412
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TTL LLC HACKENSAC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,319.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 GRANT AVE, 231, DUMONT, NJ 07628-1726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 GRANT AVE, DUMONT, NJ 07628-1726

Mortgage

Document Number	2021032413
Date	Mar 8, 2021
Instrument	2021032413

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 231 Grant Ave was $13,249, up 13.6% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,900 (+7.01%) Land $305,400 Building $300,500	$605,900 (+7.01%) Land $305,400 Building $300,500
2025	$13,249.00 (+13.56%)	$566,200 Land $280,800 Building $285,400	$566,200 Land $280,800 Building $285,400
2024	$11,667.00
2023		$287,000 Land $160,400 Building $126,600	$287,000 Land $160,400 Building $126,600
2022	$11,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Grant Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Grant Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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