231 Garside St, Newark, NJ 07104 Property Records

Essex County and Newark City property record for 231 Garside St, Newark, NJ 07104

Property Summary

Property Type	Single Family Home
Details	2,627 sqft · built 1892
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Dec 2025)
Tax Bill	$11,929 (2025)
Deeds & Mortgages	May 2025 Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-00527-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`14-00527-0000-00004`
Alternative APN	`140052700004`

Interior

Stories	2 Stories
Building Area	2,627 sqft Living Area

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	140052700004
Street Address	231 GARSIDE ST
City	NEWARK
State	NJ
Zip	07104-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X100 2500SF
Legal Subdivision	CITY/NEWARK
Legal Block	527
Legal Lot Number	4
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	3
Census Block	3000
Census Tract	8700

Owner

Source: Essex County and Newark City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 GARSIDE ST, NEWARK, NJ 07104-2631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage EXPRESS CAPITAL HOLDINGS LLC
Dec 30, 2025	Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Mar 26, 2024	Deed, Construction Loan · Construction Mortgage EXPRESS CAPITAL HOLDINGS LLC
Aug 26, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2018	Grant Deed, Transfer · Conventional with PMI ROSEMARIE DIAZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Mar 26, 2024 · Amount on Record
Deed Document Number	202581314
Prior Transfer Date	Feb 23, 2018
Prior Transfer Doc	0000067863
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	231 GARSIDE ST, NEWARK, NJ 07104-2631
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, KEY SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1266 COOLIDGE AVE, UNION, NJ 07083-3722

Mortgage

Document Number	0000033313
Date	May 28, 2025
Instrument	2025033313

Lender

Name	EXPRESS CAPITAL HOLDINGS LLC
Type	Non-Lending Institution
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 30, 2025
Property Address	231 GARSIDE ST, NEWARK, NJ 07104-2631
Document Number	0000081314
Instrument Date	Dec 5, 2025
Instrument	2025081314
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 ELLERY AVE, NEWARK, NJ 07106-3503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 GARSIDE ST, NEWARK, NJ 07104-2631

Mortgage

Document Number	0000081315
Date	Dec 30, 2025
Instrument	2025081315

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2024: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 26, 2024
Property Address	231 GARSIDE ST, NEWARK, NJ 07104-2631
Document Number	0000017404
Instrument Date	Feb 9, 2024
Instrument	2024017404
Transaction Type	Construction Loan
Record Updated	Apr 23, 2024
Title Company	NOT AVAILABLE, CLOSEPOINT USA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 PAULISON AVE, CLIFTON, NJ 07011-3637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 ELLERY AVE, NEWARK, NJ 07106-3503

Mortgage

Document Number	0000017405
Date	Mar 26, 2024
Instrument	2024017405

Lender

Name	EXPRESS CAPITAL HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 14, 2025

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 26, 2021
Property Address	231 GARSIDE ST, NEWARK, NJ 07104-2631
Document Number	0000105684
Instrument Date	Jul 26, 2021
Instrument	2021105684
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	MAIN STREET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 KOMORN ST, 35, NEWARK, NJ 07105-3305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 GARSIDE ST, NEWARK, NJ 07104-2631
Investor	Possibly a Property Investor

Mortgage

Document Number	0000105685
Date	Aug 26, 2021
Instrument	2021105685

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 19, 2018
Property Address	231 GARSIDE ST, NEWARK, NJ 07104-2631
Document Number	0000099480
Instrument Date	Nov 1, 2018
Instrument	99480
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35 KOMON ST NEWARK NJ 07105, NEWARK, NJ 07105

Mortgage

Document Number	99483
Date	Nov 19, 2018
Instrument	99483

Lender

Name	ROSEMARIE DIAZ
Address	NEWARK, NJ 07104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,300 (-) Land $37,500 Building $260,800	$298,300 (-) Land $37,500 Building $260,800
2025	$11,929.00 (+5.16%)	$298,300 (-) Land $37,500 Building $260,800	$298,300 (-) Land $37,500 Building $260,800
2024	$11,344.00 (+1.79%)
2023		$298,300 Land $37,500 Building $260,800	$298,300 Land $37,500 Building $260,800
2022	$11,144.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: Andrena, AT&T, T-Mobile, Xfinity.

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