Hampden County and Springfield City property record for 231 Garnet St, Springfield, MA 01129 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1979 |
| Lot Size | 0.235 acres (10,237 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,500 (Jul 2000) |
| Tax Bill | $3,642 (2025) |
| Deeds & Mortgages | Nov 2025 Reverse Mortgage Nov 2025 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:05549 P:0045 |
| Primary APN | SPRI S:05549 P:0045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,237 sqft (0.235 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 55490045 |
|---|---|
| Street Address | 231 GARNET ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01129-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PENCAAL MANOR SEC 05 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 801604 |
Source: Hampden County and Springfield City records · APN SPRI S:05549 P:0045
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 GARNET ST, SPRINGFIELD, MA 01129-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Nov 19, 2025 | Deed of Trust, Mortgage · Reverse Mortgage CMG HOME LOANS |
| Nov 30, 2018 | Deed of Trust, Mortgage · Line of Credit COUNTRY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 13, 2000 · Amount on Record |
| Deed Sale | Jul 13, 2000 · Amount on Record |
| Prior Sale | Jan 28, 1994 · Amount on Record |
| Deed Book / Page | 11265 / 31 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 231 GARNET ST, SPRINGFIELD, MA 01129-1910 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 026116-590 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 26116/590 |
| Instrument | 55487 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 913 Months |
| Due | Dec 01, 2101 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 231 GARNET ST, SPRINGFIELD, MA 01129-1910 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 026116-577 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 26116/577 |
| Instrument | 55486 |
| Name | CMG HOME LOANS |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 913 Months |
| Due | Dec 01, 2101 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 231 GARNET ST, SPRINGFIELD, MA 01129-1910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22464-137 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 22464/137 |
| Instrument | 71245 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 01, 2043 |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,642.00 (+6%) | $232,300 (+15.29%) Land $60,200 Building $172,100 | $289,560 (+7.14%) |
| 2024 | $270,275 | ||
| 2023 | $3,436.00 | $201,500 Land $57,300 Building $144,200 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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