Schenectady County and Schenectady City property record for 231 Fifteenth St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 962 sqft · built 1930 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,810 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.49-1-51 |
| Primary APN | 421500 48.49-1-51 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 962 sqft Living Area |
| 1st Floor Area | 962 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,000 sqft (0.206 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 168 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 231 FIFTEENTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AND HALF OF 17 1 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 51.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 21200 |
231 Fifteenth St, a single family home, is owned by a company.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2975 RIVER RD, SCHENECTADY, NY 12309-1322 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| May 3, 2024 | Executor's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 231 FIFTEENTH ST, SCHENECTADY, NY 12306-2409 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2975 RIVER RD, NISKAYUNA, NY 12309-1322 |
| Document Number | 0000023722 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 202523722 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 3, 2024 |
| Property Address | 231 FIFTEENTH ST, SCHENECTADY, NY 12306-2409 |
| Document Number | 0000026952 |
| Book / Page | 2130 / 203 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 202426952 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 231 FIFTEENTH ST, SCHENECTADY, NY 12306-2409 |
| Name | Verified Name |
|---|---|
| Address | 2975 RIVER RD, NISKAYUNA, NY 12309-1322 |
The 2026 property tax bill for 231 Fifteenth St was $4,810, up 2.4% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,810.00 (+2.36%) | ||
| 2025 | $4,699.00 | $91,500 Land $13,700 Building $77,800 | $151,515 Land $22,686 Building $128,829 |
| 2023 | $91,500 (-) Land $13,700 Building $77,800 | $115,823 (+3.8%) Land $17,342 Building $98,481 | |
| 2022 | $91,500 Land $13,700 Building $77,800 | $111,585 Land $16,707 Building $94,878 | |
| 2021 | $1,572.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 Fifteenth St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 231 Fifteenth St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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