Essex County and Lawrence City property record for 231 Ferry St, Lawrence, MA 01841
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,214 sqft · built 1890 |
| Lot Size | 0.092 acres (3,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Jul 2024) |
| Tax Bill | $3,866 (2026) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 92 0000 0011 A |
| Primary APN | 92 0000 0011 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,214 sqft Living Area |
| Gross Area | 2,086 sqft |
| Basement Area | 637 sqft |
| Unfinished Basement | 637 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,994 sqft (0.092 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 92 0000 0011 A |
|---|---|
| Street Address | 231 FERRY ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01841-1344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 11 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 250600 |
231 Ferry St is owned and occupied by two individuals who bought it in July 2024.
Source: Essex County and Lawrence City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 FERRY ST, LAWRENCE, MA 01841-1344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jul 29, 2024 | Quit Claim Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP |
| Jun 24, 2019 | Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on File |
| Deed Sale | Jul 29, 2024 · Amount on File |
| Prior Sale | Jun 24, 2019 · Amount on File |
| Deed Document Number | 202412410 |
| Deed Book / Page | 18052 / 120 |
| Prior Transfer Date | Jul 26, 2024 |
| Prior Transfer Doc | 0000012410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Jul 29, 2024 |
| Property Address | 231 FERRY ST, LAWRENCE, MA 01841-1344 |
| Document Number | 018052-120 |
| Book / Page | 18052 / 120 |
| Instrument Date | Jul 26, 2024 |
| Instrument | 12410 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 231 FERRY ST, LAWRENCE, MA 01841-1344 |
| Document Number | 0000012411 |
|---|---|
| Date | Jul 29, 2024 |
| Instrument | 12411 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 018052-139 |
|---|---|
| Date | Jul 29, 2024 |
| Book Page | 18052/139 |
| Instrument | 12412 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Jun 24, 2019 |
| Property Address | 231 FERRY ST, LAWRENCE, MA 01841-1344 |
| Document Number | 15892-113 |
| Book / Page | 15892 / 113 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 14272 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 FERRY ST, LAWRENCE, MA 01841-1344 |
| Document Number | 14273 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 14273 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 231 Ferry St was $3,866, up 16.9% from the year before.
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,866.00 (+16.9%) | $447,500 (+19.08%) Land $141,100 Building $306,400 | $493,875 (-3.59%) |
| 2025 | $3,307.00 (+13.84%) | $375,800 (+19.68%) Land $128,700 Building $247,100 | $512,240 |
| 2024 | $2,905.00 (-8.5%) | $314,000 (+0.48%) Land $111,400 Building $202,600 | |
| 2023 | $3,175.00 | $312,500 Land $111,400 Building $201,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 Ferry St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–2006) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 231 Ferry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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