231 Elam Rd, Ray, OH 45672 Property Records

Jackson County property record for 231 Elam Rd, Ray, OH 45672

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,425 sqft · built 1954
Lot Size0.858 acres (37,353 sqft)
OwnerIndividual Name on Record
Last Sale$12,000 (Dec 1999)
Tax Bill$2,143 (2025)
Deeds & MortgagesMay 2019 Transfer
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNE080020012003

Property Details

APN / Parcel Number

Primary APNE080020012003

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,425 sqft Living Area
1st Floor Area1,092 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialWood
Lot Area37,353 sqft (0.858 acres)
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area168 sqft
Shed1 Shed
Shed Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address231 ELAM RD
CityRAY
StateOH
Zip45672-9628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNW
Legal Range19
Legal Township08
Legal Section07
JurisdictionJACKSON OH
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1017
Census Tract957400

Owner

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address231 ELAM RD, RAY, OH 45672-9628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2019Transfer on Death Deed, Transfer
Oct 19, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
THE VINTON COUNTY NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 1999 · Amount on Record
Deed SaleDec 2, 1999 · Amount on Record
Last Transfer DateMay 24, 2019
Transfer Doc00139/1494
Record UpdatedSep 20, 2026

May 2019: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionJACKSON OH
Recording DateMay 24, 2019
Property Address231 ELAM RD, RAY, OH 45672-9628
Document Number00139/1494
Book / Page139 / 1494
Map ReferenceVOL 58 PG 793
Instrument DateMay 24, 2019
Instrument201900001608
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 ELAM RD, RAY, OH 45672-9628
InvestorPossibly a Property Investor

October 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON OH
Recording DateOct 19, 2018
Property Address231 ELAM RD, RAY, OH 45672-9628
Document Number00135/0197
Book / Page135 / 0197
Instrument DateOct 12, 2018
Instrument201800003313
Transaction TypeTransfer
Record UpdatedApr 12, 2022
Title CompanyNORWEST TITLE, NORTHWEST TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 ELAM ROAD, RAY, OH 45672

Mortgage

Document Number201800003314
DateOct 19, 2018
Instrument201800003314
Lender
NameTHE VINTON COUNTY NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyJackson County
County SubdivisionJackson Township
Unified School DistrictJackson City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,143.00 (-3.51%)$47,270 (-) Land $5,040 Building $42,230$135,070 (-) Land $14,410 Building $120,660
2023$2,221.00 (+35.02%)$47,270 (+36.46%) Land $5,040 Building $42,230
2022$1,645.00$34,640 Land $4,210 Building $30,430
2020$135,070 Land $14,410 Building $120,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims14 (1997–2011)
Claims Outside the SFHA3 of 14
Most Recent ClaimMay 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2011 · 8 claims
  • Severe Storms, Flooding, And Tornadoes, Jun 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROSS COUNTY WATER CO INC
private · serves 35,345 people · EPA ID OH7101412
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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