231 Edward St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 231 Edward St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,226 sqft · built 1910
Lot Size	0.205 acres (8,964 sqft)
Owner	Individual Name on File
Last Sale	$65,500 (May 2014)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`421500 49.83-1-14`

Property Details

APN / Parcel Number

Primary APN	`421500 49.83-1-14`
Alternative APN	`150004908300010140000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area
1st Floor Area	876 sqft
Upper Floors Area	350 sqft
Attic	Attic
Attic Area	350 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	8,964 sqft (0.205 acres)
Lot Dimensions	166 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	189 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	231 EDWARD ST
City	SCHENECTADY
State	NY
Zip	12304-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1X WOOD AND GARAGE
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3001
Census Tract	21700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.83-1-14

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	231 EDWARD ST, SCHENECTADY, NY 12304-2911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2014 · Amount on Record
Deed Sale	May 14, 2014 · Amount on Record
Prior Sale	Sep 13, 2011 · Amount on Record
Deed Document Number	201418974
Deed Book / Page	1893 / 806
Record Updated	Jun 08, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	231 EDWARD ST, SCHENECTADY, NY 12304-2911
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 EDWARD ST, SCHENECTADY, NY 12304-2911

Mortgage

Document Number	0000001809
Date	Jan 23, 2025
Instrument	202501809

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 22, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,354.00 (+6.04%)	$79,600 (-) Land $11,900 Building $67,700	$131,810 (+30.82%) Land $19,705 Building $112,105
2023		$79,600 (-) Land $11,900 Building $67,700	$100,759 (+3.8%) Land $15,063 Building $85,696
2022		$79,600 Land $11,900 Building $67,700	$97,073 Land $14,512 Building $82,561
2021	$4,106.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 639 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.