231 E Sunset Ridge Dr, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 231 E Sunset Ridge Dr, Mount Sterling, KY 40353

Property Summary

Property TypeSingle Family Home
Lot Size2.2 acres (95,963 sqft)
OwnerIndividual Name on File
Tax Bill$444 (2025)
Flood ZoneZone AE (high risk)
APN023-80-01-095.00

Property Details

APN / Parcel Number

Primary APN023-80-01-095.00
Alternative APNs
  • 652678
  • 656631
  • 8844

Exterior

Lot Area95,963 sqft (2.2 acres)
TerrainRolling

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number656631
Street Address231 E SUNSET RIDGE DR
CityMOUNT STERLING
StateKY
Zip40353-9477
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET RIDGE TRACT G
Legal SubdivisionSUNSET RIDGE
Legal TractG
JurisdictionMONTGOMERY KY
Township / Civil DivisionMOUNT STERLING
Census Block Group1
Census Block1014
Census Tract920201

Owner

231 E Sunset Ridge Dr, a single family home, is owned by an individual.

Source: Montgomery County records, as of January 12, 2026

Owner of RecordIndividual Name on File
Mailing Address409 COLBY RIDGE BLVD, WINCHESTER, KY 40391-2930
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number0000354591
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 231 E Sunset Ridge Dr was $444.

Source: Montgomery County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMontgomery County
MunicipalityMount Sterling City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$444.00$45,000$45,000
2023$441.00$45,000$45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 E Sunset Ridge Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 E Sunset Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT STERLING WATER WORKS
serves 16,391 people · EPA ID KY0870298
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on E Sunset Ridge Dr

Nearby Streets

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