231 E Smith St, Sheridan, MI 48884 Property Records

Montcalm County property record for 231 E Smith St, Sheridan, MI 48884

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1985
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$211,000 (Jun 2026)
Tax Bill	$1,309 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2023 Foreclosure
APN	`044-085-007-50`

Property Details

APN / Parcel Number

Primary APN	`044-085-007-50`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,056 sqft Building Perimeter
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	99 ft deep x 99 ft wide
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	231 E SMITH ST
City	SHERIDAN
State	MI
Zip	48884-5121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. . LOT 7 EXC W 4 R & LOT 8 EXC W 4 R OF S 2 R EX COM AT SE COR OF LOT 9, BLK 5 S 66 FT, W 165 FT, N 66 FT E 165 FT TO P OF B
Legal Subdivision	VILLAGE SHERIDAN
Legal Block	5
Legal Lot Number	7-9
Jurisdiction	MONTCALM MI
Township / Civil Division	EVERGREEN
Census Block Group	4
Census Block	4030
Census Tract	970800

Owner

231 E Smith St is owned by an individual who bought it in June 2026.

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	699 KING ST, IONIA, MI 48846-1062
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Nov 20, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	Apr 4, 2025 · Amount on File
Deed Document Number	20266144
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Jun 5, 2026
Property Address	231 E SMITH ST, SHERIDAN, MI 48884-5121
Document Number	0000006144
Instrument Date	Jun 3, 2026
Instrument	20266144
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	ACER TITLE, ACKER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159,832.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	699 KING ST, IONIA, MI 48846-1062

Mortgage

Document Number	0000006145,
Date	Jun 5, 2026
Instrument	20266145

Lender

Name	INDEPENDENT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MONTCALM MI
Recording Date	Nov 20, 2023
Property Address	231 E SMITH ST, SHERIDAN, MI 48884-5121
Document Number	2023R11120
Instrument Date	Nov 9, 2023
Instrument	2023R-11120
Transaction Type	Foreclosure
Record Updated	Dec 12, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Tax Assessment & Valuation

The 2025 property tax bill for 231 E Smith St was $1,309, up 3.8% from the year before.

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Evergreen Township
Municipality	Sheridan Village
Unified School District	Central Montcalm Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,500 (+7.22%)	$187,000 (+7.22%)
2025	$1,309.00 (+3.81%)	$87,200	$174,400
2024	$1,261.00
2023		$72,200	$72,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 231 E Smith St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 E Smith St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHERIDAN serves 649 people · EPA ID MI0006040
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	11 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CMS Internet.

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