Blue Earth County property record for 231 E Shepard St, Lake Crystal, MN 56055
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,176 sqft · built 1892 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Apr 2015) |
| Tax Bill | $2,120 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R09.12.05.255.014 |
| Primary APN | R09.12.05.255.014 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Basement Area | 100 sqft |
| Finished Basement | 100 sqft |
| Unfinished Basement | 262 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 231 E SHEPARD ST |
|---|---|
| City | LAKE CRYSTAL |
| State | MN |
| Zip | 56055-2140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SW COR OF LT 8 HANSONS ADD W60' N200' E60' S200' 005 107 28 0.28A 28 0.28A |
| Legal Range | 28 |
| Legal Township | 107 |
| Legal Section | 05 |
| Legal Subdivision | HANSONS ADD |
| Legal Lot Number | 8 |
| Jurisdiction | BLUE EARTH MN |
| Township / Civil Division | LAKE CRYSTAL |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 171000 |
Source: Blue Earth County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 231 E SHEPARD ST, LAKE CRYSTAL, MN 56055-2140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2015 · Amount on Record |
| Deed Sale | Apr 21, 2015 · Amount on Record |
| Prior Sale | Jun 4, 2014 · Amount on Record |
| Deed Document Number | 2015540CR708 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 231 E SHEPARD ST, LAKE CRYSTAL, MN 56055-2140 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 554CR636 |
|---|---|
| Date | Jan 26, 2017 |
| Instrument | 554CR636 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Aug 1, 2045 |
| Rate Type | Fixed Rate |
|---|
Source: Blue Earth County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Blue Earth County |
| Municipality | Lake Crystal City |
| Unified School District | Lake Crystal-Wellcome Memorial (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,120.00 (+14.22%) | $175,700 (-1.73%) Land $19,600 Building $156,100 | $175,700 (-1.73%) Land $19,600 Building $156,100 |
| 2025 | $178,800 (+12.17%) Land $19,600 Building $159,200 | $178,800 (+12.17%) Land $19,600 Building $159,200 | |
| 2024 | $1,856.00 (+29.97%) Homeowner's exemption | $159,400 (-4.67%) Land $19,600 Building $139,800 | $159,400 (-4.67%) Land $19,600 Building $139,800 |
| 2023 | $1,428.00 Homeowner's exemption | $167,200 Land $19,600 Building $147,600 | $167,200 Land $19,600 Building $147,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2001–2018) |
| Most Recent Claim | Jul 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lake Crystal serves 2,554 people · EPA ID MN1070006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: AT&T, T-Mobile, Verizon.
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