231 E Ocala St, Umatilla, FL 32784 Property Records

Lake County property record for 231 E Ocala St, Umatilla, FL 32784 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,300 sqft Living Area
Lot Size12,001 sqft (0.275 acres)
OccupancyOwner Occupied
Last Sale$170,000 (2020)
Tax Bill$2,520.00 (2024)

Property Details

APN / Parcel Number

Primary APN12-18-26-0800-00A-00102
Alternative APN
  • 1130654

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,300 sqft Living Area
1st Floor1,300 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2022
Exterior MaterialAsbestos Exterior
Construction TypeSteel Frame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area12,001 sqft (0.275 acres)
Depth X Width120 ft x 100 ft Depth x Width
Porch1 Porch
Porch Area240 sqft Porch
Utility Building780 sqft Utility Building

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1130654
Street Address231 E OCALA ST
CityUMATILLA
StateFL
Zip32784-7428
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN.J. TROWELL'S PLAN OF UMATILLA PB 1 PG 23 S 120 FT OF E 100 FT OF S 1/2 OF LOT 1 BLK A ORB 5433 PG 738
Legal Range26E
Legal Township18S
Legal Section12
Legal SubdivisionN.J. TROWELL'S PLAN OF
Legal Tract800
Legal BlockA
Legal Lot Number1
JurisdictionLAKE FL
Minor Civil DivisionUMATILLA
Census Blockgroup1
Census Block1017
Census Tract30109

Owner

Source: Lake County records · APN 12-18-26-0800-00A-00102

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address231 E OCALA ST, UMATILLA, FL 32784-7428
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 05, 2020Warranty Deed, Transfer · Conventional Mortgage
KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2020 · Amount on Record
Deed SaleMar 05, 2020 · Amount on Record
Prior SaleDec 11, 2012
Deed Doc Number2020027826
Deed Book / Page5433 / 738
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address231 E OCALA ST, UMATILLA, FL 32784-7428
Transaction TypeMortgage
Record UpdatedAug 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 W OCALA ST, UMATILLA, FL 32784-8687

Mortgage

Document Number0061882122
DateAug 04, 2023
Book Page6188/2122
Instrument2023094527
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2043

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMar 05, 2020
Property Address231 E OCALA ST, UMATILLA, FL 32784-7428
Document Number0054330738
Book / Page5433 / 738
Map ReferenceMB 1 PG 23
Instrument DateMar 04, 2020
Instrument2020027826
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyEQUITABLE TTL OF MID FL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 E DEALA ST, UMATILLA, FL 32784

Mortgage

Document Number0054330740
DateMar 05, 2020
Instrument5433/0740
Lender
NameKELLER MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$163,180 (+5.97%) Land $60,000 Building $103,180$246,602 (+19.85%) Land $60,000 Building $186,602
2024$2,520.00 (+4.43%)
2023$2,413.00 (+4.91%) Homeowner's exemption$153,980 (+3%)$205,752 (-) Land $27,200 Building $178,552
2022$2,300.00 Homeowner's exemption$149,500$205,752 Land $27,200 Building $178,552

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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