Habersham County property record for 231 E Morgan St, Clarkesville, GA 30523
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,264 sqft · built 1947 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $297,000 (Jun 2026) |
| Tax Bill | $1,244 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 102 096 |
| Primary APN | 102 096 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,264 sqft Heated Area |
| Gross Area | 1,738 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 328 sqft |
| Unfinished Basement | 328 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 100 ft deep x 76 ft wide |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 162 sqft |
| Patio Area | 162 sqft |
| Storage Building | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 402595 |
|---|---|
| Street Address | 231 E MORGAN ST |
| City | CLARKESVILLE |
| State | GA |
| Zip | 30523-5630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | 12-2 231 MORGAN E ST DB 1146-266 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 300 |
Source: Habersham County records · APN 102 096
Assessment roll updated September 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2923 HUNTER FISH CAMP RD, MARIANNA, FL 32446-6857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Trustee's Deed, Transfer |
| Jun 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Jun 12, 2026 · Amount on Record |
| Deed Book / Page | 1436 / 243 |
| Prior Transfer Date | May 26, 2026 |
| Prior Transfer Doc | 1436000243 |
| Record Updated | Sep 20, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jun 12, 2026 |
| Property Address | 231 E MORGAN ST, CLARKESVILLE, GA 30523-5630 |
| Document Number | 1436000245 |
| Book / Page | 1436 / 245 |
| Instrument Date | May 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2923 HUNTER FISH CAMP RD, MARIANNA, FL 32446-6857 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jun 12, 2026 |
| Property Address | 231 E MORGAN ST, CLARKESVILLE, GA 30523-5630 |
| Document Number | 1436000243 |
| Book / Page | 1436 / 243 |
| Instrument Date | May 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2424 STONEY GLEN DR, FLEMING ISLAND, FL 32003-6339 |
| Document Number | 1436000247, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 1436/247 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Clarkesville City |
| Unified School District | Habersham County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,244.00 Homeowner's exemption Senior Citizen's exemption | $81,327 (+55.32%) Land $9,120 Building $72,207 | $203,317 (+55.32%) Land $22,799 Building $180,518 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $52,360 (+12.93%) Land $9,304 Building $43,056 | $130,900 (+12.93%) Land $23,260 Building $107,640 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $46,364 Land $9,304 Building $37,060 | $115,910 Land $23,260 Building $92,650 |
Source: FEMA National Flood Hazard Layer, Habersham County (13137C), updated January 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131370003003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2010 · rainfall accumulation |
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Individually Listed | Washington-Jefferson Street Historic District listed 1982 · 14 contributing resources · NRIS 82002444 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 133 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Habersham Electric Membership Fiber | 1,000 / 1,000 |
| Uniti Group Cable · DSL · Fiber in parts of the area | 1,000 / 25 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CLARKESVILLE serves 5,785 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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