231 E Main St, Prospect Park (Haledon), NJ 07508 Property Records

Passaic County and Prospect Park Borough property record for 231 E Main St, Prospect Park, NJ 07508

Property Summary

Property Type	Single Family Home
Details	972 sqft · built 1926
Lot Size	0.039 acres (1,699 sqft)
Owner	Individual Name on Record
Last Sale	$321,500 (Dec 2024)
Tax Bill	$6,991 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Mar 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00050-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`10-00050-0000-00027`
Alternative APN	`100005000027`

Interior

Stories	2 Stories
Building Area	972 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,699 sqft (0.039 acres)
Lot Dimensions	100 ft deep x 17 ft wide

Location & Zoning

Street Address	231 E MAIN ST
City	PROSPECT PARK
State	NJ
Zip	07508-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	50
Legal Lot Number	27
Jurisdiction	PASSAIC NJ
Township / Civil Division	PROSPECT PARK
Census Block Group	4
Census Block	4005
Census Tract	203600

Owner

Source: Passaic County and Prospect Park Borough records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 E MAIN ST, PROSPECT PARK, NJ 07508-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 22, 2021	Deed, Transfer VELOCITY TITLE, VELOCITY TITLE GROUP
Dec 4, 2019	Deed of Trust, Mortgage PROVIDENT BANK
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit PROVIDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2024 · Amount on Record
Deed Sale	Dec 12, 2024 · Amount on Record
Prior Sale	Nov 6, 2023 · Amount on Record
Deed Document Number	202439155
Deed Book / Page	4817 / 58
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 6, 2023
Property Address	231 E MAIN ST, PROSPECT PARK, NJ 07508-2105
Document Number	0000035624
Book / Page	D4615 / 29
Instrument Date	Oct 17, 2023
Instrument	2023035624
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$745.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 OLEARY RD, WEST MILFORD, NJ 07480-1918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E MAIN ST, PROSPECT PARK, NJ 07508-2105

Mortgage

Document Number	0000035625
Date	Nov 6, 2023
Instrument	2023035625

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 22, 2021
Property Address	231 E MAIN ST, PROSPECT PARK, NJ 07508-2105
Document Number	0000019831
Book / Page	D3997 / 261
Instrument Date	Feb 20, 2021
Instrument	2021019831
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	VELOCITY TITLE, VELOCITY TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	818 CEDAR LN # LN3C, 818, TEANECK, NJ 07666-1725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 EAST MAIN STREET, PATERSON PARK, NJ

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	231 E MAIN ST, PROSPECT PARK, NJ 07508-2105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055944
Date	Dec 4, 2019
Book Page	M15863/0296
Instrument	2019055944

Lender

Name	PROVIDENT BANK
Type	Subprime Lender
Address	ISELIN, NJ 08830

Agreement

Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	231 E MAIN ST, PROSPECT PARK, NJ 07508-2105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002756
Date	Jan 16, 2020
Book Page	M15946/0295
Instrument	2020002756

Lender

Name	PROVIDENT BANK
Type	Subprime Lender
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Passaic County and Prospect Park Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Prospect Park Borough
Secondary School District	Passaic County Manchester Regional School District (09 - 12)
Elementary School District	Prospect Park Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,200 (-) Land $38,700 Building $73,500	$112,200 (-) Land $38,700 Building $73,500
2025	$6,991.00 (+10.51%)	$112,200 (+5.55%) Land $38,700 Building $73,500	$112,200 (+5.55%) Land $38,700 Building $73,500
2024	$6,326.00 (+8.94%)
2023		$106,300 (-) Land $38,700 Building $67,600	$106,300 (-) Land $38,700 Building $67,600
2022	$5,807.00	$106,300 Land $38,700 Building $67,600	$106,300 Land $38,700 Building $67,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1999–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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