231 E Indian River Rd, Norfolk, VA 23523 Property Records

Norfolk City property record for 231 E Indian River Rd, Norfolk, VA 23523

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1940
Lot Size	0.097 acres (4,217 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,000 (Oct 2021)
Tax Bill	$2,518 (2026)
Deeds & Mortgages	Oct 2025 Transfer Oct 2021 Sale & Mortgage
APN	`10356100`

Property Details

APN / Parcel Number

Primary APN	`10356100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Attic	Attic
Attic Area	960 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asbestos
Lot Area	4,217 sqft (0.097 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	231 E INDIAN RIVER RD
City	NORFOLK
State	VA
Zip	23523-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	31 & PT 33 BLK 10 38.5FT
Legal Subdivision	HARDY PROP
Legal Block	10
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1030
Census Tract	5000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Berkley North Historic District (Boundary Decrease) listed 2025 · 212 contributing resources · NRIS 00001440

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 E INDIAN RIVER RD, NORFOLK, VA 23523-1123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage CBM MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Deed Document Number	202132206
Last Transfer Date	Oct 20, 2025
Transfer Doc	0000019021
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORFOLK CITY VA
Recording Date	Oct 20, 2025
Property Address	231 E INDIAN RIVER RD, NORFOLK, VA 23523-1123
Document Number	0250019021
Instrument Date	Oct 20, 2025
Instrument	250019021
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	231 E INDIAN RIVER RD, NORFOLK, VA 23523-1123

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Oct 14, 2021
Property Address	231 E INDIAN RIVER RD, NORFOLK, VA 23523-1123
Document Number	210032206
Instrument Date	Sep 23, 2021
Instrument	210032206
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E INDIAN RIVER RD, NORFOLK, VA 23523-1123

Mortgage

Document Number	210032207
Date	Oct 14, 2021
Instrument	210032207

Lender

Name	CBM MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Mortgage

Document Number	210032208
Date	Oct 14, 2021
Instrument	210032208

Lender

Name	CBM MORTGAGE INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,518.00 (+4.74%)	$201,500 (+3.07%) Land $44,500 Building $157,000	$201,500 (+3.07%) Land $44,500 Building $157,000
2025	$2,404.00 (+14.15%)	$195,500 (+16.02%) Land $38,500 Building $157,000	$195,500 (+16.02%) Land $38,500 Building $157,000
2023	$2,106.00	$168,500 Land $38,500 Building $130,000	$168,500 Land $38,500 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	32 (1999–2016)
Claims Outside the SFHA	7 of 32
Most Recent Claim	Feb 2016 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 11 claims Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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