231 E Hardy St, Saint James, MO 65559 Property Records

Phelps County property record for 231 E Hardy St, Saint James, MO 65559

Property Summary

Property Type	Commercial
Details	20,000 sqft · built 1936
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on File
Last Sale	$875,000 (Feb 2024)
Tax Bill	$3,237 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01776.00`

Property Details

APN / Parcel Number

Primary APN	`01776.00`
Alternative APN	`71-02-4.0-20-003-012-006.000`

Interior

Building Area	20,000 sqft Total Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Lot Area	30,492 sqft (0.7 acres)

Location & Zoning

Account Number	01776.00
Street Address	231 E HARDY ST
City	SAINT JAMES
State	MO
Zip	65559-1706
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 15 - 18 AND FRACTIONAL PART LOT 14 BLOCK 2 GORMAN ADDIT SEC 20 TWP 38 N RNG 6 W
Legal Range	06W
Legal Township	38N
Legal Section	20
Legal Subdivision	GORMAN ADD
Legal Block	2
Legal Lot Number	14-18
Jurisdiction	PHELPS MO
Township / Civil Division	ST. JAMES
Census Block Group	7
Census Block	7004
Census Tract	890200

Owner

Source: Phelps County records · APN 01776.00

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	18385 S US HIGHWAY 63, ROLLA, MO 65401-7530
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 15, 2024 · Amount on Record
Deed Sale	Feb 15, 2024 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Phelps County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Phelps County
Municipality	St. James City
Unified School District	St. James R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,490 (-) Land $6,070 Building $55,420
2025	$3,237.00 (+0.03%)	$61,490 (-) Land $6,070 Building $55,420	$192,170 (-) Land $18,970 Building $173,200
2024	$3,236.00 (-0.31%)
2023	$3,246.00 (-0.4%)	$61,490 Land $6,070 Building $55,420	$192,170 Land $18,970 Building $173,200
2022	$3,259.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

Based on FCC filings for 164 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST JAMES PWS serves 3,935 people
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.