Carroll County property record for 231 E Columbia St, Flora, IN 46929
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,472 sqft · built 1885 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $243,300 (May 2018) |
| Tax Bill | $2,970 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-10-014-009.000-016 |
| Primary APN | 08-10-10-014-009.000-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,472 sqft Living Area |
| 1st Floor Area | 2,912 sqft |
| Basement Area | 440 sqft |
| Unfinished Basement | 440 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 200 ft deep x 89 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01813053058 |
|---|---|
| Street Address | 231 E COLUMBIA ST |
| City | FLORA |
| State | IN |
| Zip | 46929-1103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 018-14009-00 PT NW 10-24-1 .41 AC |
| Jurisdiction | CARROLL IN |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 959800 |
Source: Carroll County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 231 E COLUMBIA ST, FLORA, IN 46929-1103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Jan 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK |
| May 1, 2018 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2018 · Amount on Record |
| Deed Sale | May 1, 2018 · Amount on Record |
| Prior Sale | Nov 10, 1997 · Amount on Record |
| Deed Document Number | 20181305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Jul 8, 2026 |
| Property Address | 231 E COLUMBIA ST, FLORA, IN 46929-1103 |
| Document Number | 0000001954 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 20261954 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 231 E COLUMBIA ST, FLORA, IN 46929-1103 |
| Document Number | 0000001954, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 20261954 |
| Name | HORIZON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 231 E COLUMBIA ST, FLORA, IN 46929-1103 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021000030 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 2021000030 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | May 1, 2018 |
| Property Address | 231 E COLUMBIA ST, FLORA, IN 46929-1103 |
| Document Number | 2018001305 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 2018001305 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | COLUMBIA TITLE, COLUMBIA TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 E COLUMBIA ST, FLORA, IN 46929-1103 |
| Document Number | 2018001306 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 2018001306 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2033 |
Source: Carroll County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Carroll County |
| County Subdivision | Monroe Township |
| Municipality | Flora Town |
| Unified School District | Carroll Consolidated School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,970.00 (-6.84%) Homeowner's exemption | $345,400 (+19.06%) Land $21,400 Building $324,000 | $345,400 (+19.06%) Land $21,400 Building $324,000 |
| 2024 | $3,188.00 (+20.8%) | ||
| 2023 | $290,100 (+14.75%) Land $15,500 Building $274,600 | $290,100 (+14.75%) Land $15,500 Building $274,600 | |
| 2022 | $2,639.00 Homeowner's exemption | $252,800 Land $15,500 Building $237,300 | $252,800 Land $15,500 Building $237,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1983–2008) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jan 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA WATER WORKS serves 2,100 people · EPA ID IN5208003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mulberry Cooperative Telephone Company Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| On-Ramp Indiana Fixed Wireless | 200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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