Miami County property record for 231 E Broadway St, Covington, OH 45318 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1947 |
| Square Footage | 1,883 sqft Living Area |
| Lot Size | 0.259 acres |
| Occupancy | Owner Occupied |
| Last Sale | $270,000 (2026) |
| Tax Bill | $2,424.00 (2025) |
| Primary APN | H19-006760 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,883 sqft Living Area |
| 1st Floor | 1,272 sqft 1st Floor |
| Attic Area | 611 sqft Attic |
| Basement Area | 1,272 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1947 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 11,309 sqft |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 432 sqft Garage |
| Porch | Open Porch |
| Porch Area | 190 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | H19NH063 00400 |
|---|---|
| Street Address | 231 E BROADWAY ST |
| City | COVINGTON |
| State | OH |
| Zip | 45318-1605 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 554 124 |
| Legal Subdivision | COVINGTON |
| Legal Lot Number | 554 124 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | NEWBERRY |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 325000 |
Source: Miami County records · APN H19-006760
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 231 E BROADWAY ST, COVINGTON, OH 45318-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 13, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED MORTGAGE LENDING LLC |
| Jan 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| May 02, 2022 | Survivorship Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Jun 05, 2020 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Prior Sale | May 02, 2022 · Amount on Record |
| Deed Doc Number | 2026OR-00938 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 231 E BROADWAY ST, COVINGTON, OH 45318-1605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 231 E BROADWAY ST, COVINGTON, OH 45318-1605 |
| Document Number | 0000001466 |
|---|---|
| Date | Feb 13, 2025 |
| Instrument | 2025OR-01466 |
| Name | UNITED MORTGAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 999 W BIG BEAVER RD # 33, TROY, MI 48084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jan 23, 2026 |
| Property Address | 231 E BROADWAY ST, COVINGTON, OH 45318-1605 |
| Document Number | 0000000938 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2026OR-00938 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 231 E BROADWAY ST, COVINGTON, OH 45318-1605 |
| Document Number | 0000000939 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 2026OR-00939 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 02, 2022 |
| Property Address | 231 E BROADWAY ST, COVINGTON, OH 45318-1605 |
| Document Number | 0000006974 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022OR-06974 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 231 E BROADWAY ST, COVINGTON, OH 45318-1605 |
| Document Number | 0000006975 |
|---|---|
| Date | May 02, 2022 |
| Instrument | 2022OR-06975 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 05, 2020 |
| Property Address | 231 E BROADWAY ST, COVINGTON, OH 45318-1605 |
| Document Number | 0000007338 |
| Instrument Date | Jun 02, 2020 |
| Instrument | 7338 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 231 E BROADWAY ST COVINGTON OH 453181605, COVINGTON, OH 45318-1605 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,424.00 (+13.59%) Homeowner's exemption | $74,270 (+30.32%) Land $8,820 Building $65,450 | $212,200 (+30.34%) Land $25,200 Building $187,000 |
| 2024 | $2,134.00 (+3.79%) Homeowner's exemption | $56,990 (-) Land $9,560 Building $47,430 | |
| 2023 | $2,056.00 (-3.38%) Homeowner's exemption | $56,990 (-) Land $9,560 Building $47,430 | $162,800 (-) Land $27,300 Building $135,500 |
| 2022 | $2,128.00 Homeowner's exemption | $56,990 Land $9,560 Building $47,430 | $162,800 Land $27,300 Building $135,500 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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