231 E Bella Serata Ave, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 231 E Bella Serata Ave, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,809 sqft · built 2019
Lot Size	0.104 acres (4,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$668,500 (Oct 2019)
Tax Bill	$13,243 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-220-260-000`

Property Details

APN / Parcel Number

Primary APN	`262-220-260-000`
Alternative APN	`262-220-26`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,809 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,522 sqft (0.104 acres)
Garage Type	Detached
Garage Area	665 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-220-26
Street Address	231 E BELLA SERATA AVE
City	TRACY
State	CA
Zip	95391-8863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN HOUSE NBRHD D-
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1042
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 E BELLA SERATA AVE, TRACY, CA 95391-8863
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU
Oct 28, 2019	Grant Deed, Subdivision Related Transfer FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2019 · Amount on Record
Deed Sale	Oct 28, 2019 · Amount on Record
Deed Document Number	2019123504
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	231 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8863
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8863

Mortgage

Document Number	0000206789
Date	Dec 13, 2021
Instrument	2021-206789

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jan 1, 2037
Change Frequency	10 Years
Index	10-Year TN
Max Rate	8.37%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	231 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8863
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8863

Mortgage

Document Number	0000041779
Date	Mar 8, 2021
Instrument	2021-041779

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 28, 2019
Property Address	231 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8863
Document Number	0000123504
Instrument Date	Sep 24, 2019
Instrument	123504
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.35
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 E BELLA SERATA AVE MOUNTAIN HOUSE CA 95391, MOUNTAIN HOUSE, CA 95391

Mortgage

Document Number	123505
Date	Oct 28, 2019
Instrument	123505

Lender

Name	FINANCE OF AMERICA MTG
Address	SAN DIEGO, CA 92121

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,243.00 (+13.1%)
2025	$11,709.00 (+4.54%)	$730,995 (+4.04%) Land $191,386 Building $539,609
2023	$11,200.00 (+2.15%)	$702,611 Land $183,955 Building $518,656	$1,068,300
2022	$10,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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