231 E 55th St, Savannah, GA 31405 Property Records

Chatham County property record for 231 E 55th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,217 sqft · built 1940
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on Record
Tax Bill	$254 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0094-15-003`

Property Details

APN / Parcel Number

Primary APN	`2-0094-15-003`
Alternative APN	`H182H711`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,217 sqft Living Area
1st Floor Area	1,217 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1980
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	120 ft deep x 45 ft wide
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	231 E 55TH ST
City	SAVANNAH
State	GA
Zip	31405-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1-R
Legal Description	305 E HALF 304 SEABROOK WD
Legal Subdivision	SEABROOK
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4004
Census Tract	2900

Owner

Source: Chatham County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 E 55TH ST, SAVANNAH, GA 31405-3423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 9, 2018	Deed of Trust, Mortgage SUNTRUST BANK
Apr 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	231 E 55TH ST, SAVANNAH, GA 31405-3423
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E 55TH ST, SAVANNAH, GA 31405-3423

Mortgage

Document Number	0030190051
Date	Feb 3, 2023
Book Page	0000003019/0000000051

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	231 E 55TH ST, SAVANNAH, GA 31405-3423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1318/602
Date	Apr 9, 2018
Book Page	1318/602
Instrument	30956390008

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	231 E 55TH ST, SAVANNAH, GA 31405-3423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1045/417
Date	Apr 5, 2017
Book Page	1045/417
Instrument	30303340016

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,160 (+0.55%) Land $44,000 Building $88,160	$330,400 (+0.55%) Land $110,000 Building $220,400
2025	$254.00 (-63.4%) Disabled Person's exemption	$131,440 (+33.36%) Land $44,000 Building $87,440	$328,600 (+33.36%) Land $110,000 Building $218,600
2023		$98,560 (+6.99%) Land $30,000 Building $68,560	$246,400 (+6.99%) Land $75,000 Building $171,400
2022	$694.00	$92,120 Land $30,000 Building $62,120	$230,300 Land $75,000 Building $155,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	91 (1981–2024)
Claims Outside the SFHA	73 of 91
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Seimitsu, T-Mobile.

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