231 E 15th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 231 E 15th St, San Bernardino, CA 92404

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 1,500 sqft · built 1947
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jul 2019)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0146-182-08-0000`

Property Details

APN / Parcel Number

Primary APN	`0146-182-08-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	2 Units
Stories	1 Story
Building Area	1,500 sqft Total Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	231 E 15TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-5052
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	TRACT 2862 LOT 13
Legal Subdivision	TRACT NO 2862
Legal Tract	2862
Legal Block	3
Legal Lot Number	13
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3009
Census Tract	5502

Owner

231 E 15th St, a duplex, is owned and occupied by an individual who bought it in July 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	231 E 15TH ST, SAN BERNARDINO, CA 92404-5052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 1, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jul 31, 2019	Grant Deed, Transfer · FHA Mortgage CENTURY LENDING CO
Aug 23, 2018	Grant Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Aug 23, 2018 · Amount on File
Deed Document Number	2019258259
Prior Transfer Date	Apr 16, 2013
Prior Transfer Doc	0000177334
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	231 E 15TH ST, SAN BERNARDINO, CA 92404-5052
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E 15TH ST, SAN BERNARDINO, CA 92404-5052

Mortgage

Document Number	0000119952
Date	Mar 30, 2022
Instrument	2022-0119952

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	231 E 15TH ST, SAN BERNARDINO, CA 92404-5052
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E 15TH ST, SAN BERNARDINO, CA 92404-5052

Mortgage

Document Number	0000400693
Date	Sep 2, 2021
Instrument	2021-0400693

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	231 E 15TH ST, SAN BERNARDINO, CA 92404-5052
Document Number	0000119186
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E 15TH ST SAN BERNARDINO CA 924045052, SAN BERNARDINO, CA 92404-5052

Mortgage

Document Number	0000119186
Date	Apr 6, 2020
Instrument	119186

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 31, 2019
Property Address	231 E 15TH ST, SAN BERNARDINO, CA 92404-5052
Document Number	0000258259
Map Reference	MB 39 PG 34
Instrument Date	Jul 19, 2019
Instrument	2019-0258259
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PACIFIC COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E 15TH ST, SAN BERNARDINO, CA 92404-5052

Mortgage

Document Number	0000258260
Date	Jul 31, 2019
Instrument	2019-0258260

Lender

Name	CENTURY LENDING CO
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	362 Months
Due	Sep 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 23, 2018
Property Address	231 E 15TH ST, SAN BERNARDINO, CA 92404-5052
Document Number	0000309852
Instrument Date	Jul 24, 2018
Instrument	309852
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Amount	Amount on Record
Tax	$261.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	665 BULL FROG CIR WALNUT CA 917894250, WALNUT, CA 91789-4250

Tax Assessment & Valuation

The 2025 property tax bill for 231 E 15th St was $4,106 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$329,079 (+2%) Land $66,931 Building $262,148
2025	$4,106.00 Homeowner's exemption	$322,627 Land $65,619 Building $257,008
2023	$3,917.00 (-0.15%) Homeowner's exemption	$310,099 Land $63,071 Building $247,028
2022	$3,923.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 231 E 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 231 E 15th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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