231 Dunham Ave, Salisbury, NC 28146 Property Records

Rowan County property record for 231 Dunham Ave, Salisbury, NC 28146

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,947 sqft · built 1948
Lot Size0.258 acres (11,238 sqft)
OwnerIndividual Name on Record
Last Sale$57,000 (Aug 1993)
Tax Bill$2,119 (2026)
Deeds & MortgagesMay 2026 Mortgage
Nov 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN070 043

Property Details

APN / Parcel Number

Primary APN070 043
Alternative APN
  • 6024263

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,947 sqft Living Area
1st Floor Area1,947 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Lot Area11,238 sqft (0.258 acres)
Lot Dimensions15 ft deep x 7.5 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchPorch
Porch Area194 sqft
Patio Area240 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address231 DUNHAM AVE
CitySALISBURY
StateNC
Zip28146-5817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL172-174
Legal SubdivisionCITY OF SALISBURY SALISBURY TOWNSHIP
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group2
Census Block2006
Census Tract50202

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address231 DUNHAM AVE, SALISBURY, NC 28146-5817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CREDIT UNION
Nov 13, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jun 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
May 15, 2018Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 1993 · Amount on Record
Deed SaleAug 16, 1993 · Amount on Record
Deed Book / Page715 / 964
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Recording DateMay 14, 2026
Property Address231 DUNHAM AVE, SALISBURY, NC 28146-5817
Document Number1483000152
Book / Page1483 / 152
Instrument DateMay 11, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 DUNHAM AVE, SALISBURY, NC 28146-5817

Mortgage

Document Number1483000152,
DateMay 14, 2026
Book Page1483/152
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.33%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address231 DUNHAM AVE, SALISBURY, NC 28146-5817
Transaction TypeMortgage
Record UpdatedDec 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014320856
DateNov 13, 2023
Book Page1432/856
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address231 DUNHAM AVE, SALISBURY, NC 28146-5817
Transaction TypeMortgage
Record UpdatedJun 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014030584
DateJun 8, 2022
Book Page1403/584
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateJul 1, 2027
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change4.75%
Index5-Year CMT
Max Rate8.75%

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROWAN NC
Property Address231 DUNHAM AVE, SALISBURY, NC 28146-5817
Document Number0013100648
Instrument DateMay 15, 2018
Transaction TypeMortgage
Record UpdatedJun 22, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 DUNHAM AVE SALISBURY NC 281465817, SALISBURY, NC 28146-5817

Mortgage

Document Number0013100648
DateJun 11, 2018
Book Page001310/000648
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueJun 10, 2058
Interest
Rate TypeAdjustable Rate
Rate4.75%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySalisbury City
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,119.00$177,210 (-) Land $19,695 Building $157,515$177,210 (-) Land $19,695 Building $157,515
2025$2,119.00$177,210 (-) Land $19,695 Building $157,515
2023$2,119.00$177,210 Land $19,695 Building $157,515$177,210 Land $19,695 Building $157,515

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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