231 Dry Creek Rd, Rusk, TX 75785 Property Records

Cherokee County property record for 231 Dry Creek Rd, Rusk, TX 75785

Property Summary

Property Type	Mobile Home
Details	1,216 sqft · built 2007
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Last Sale	$137,279 (Sep 2026)
Tax Bill	$487 (2026)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000889103000006C00`

Property Details

APN / Parcel Number

Primary APN	`000889103000006C00`
Alternative APN	`119413000`

Interior

Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Lot Area	47,045 sqft (1.08 acres)

Location & Zoning

Account Number	000889-10300-0006C00
Street Address	231 DRY CREEK RD
City	RUSK
State	TX
Zip	75785-3230
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	A 889 BLK 1030 TR 6C I L WILSON J09 HWC0383878 (MR)
Legal Subdivision	I L WILSON SURVEY A-
Legal Tract	6C
Legal Block	1030
Jurisdiction	CHEROKEE TX
Township / Civil Division	RUSK
Census Block Group	2
Census Block	2010
Census Tract	950802

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 DRY CREEK RD, RUSK, TX 75785-3230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed, Transfer · Conventional Mortgage HOME LENDING
May 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	May 8, 2023 · Amount on Record
Deed Document Number	2026753363
Deed Book / Page	2963 / 320
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE TX
Recording Date	Sep 16, 2026
Property Address	231 DRY CREEK RD, RUSK, TX 75785-3230
Document Number	0000753363
Book / Page	2963 / 320
Instrument Date	Sep 14, 2026
Instrument	2026753363
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	SCOUT TITLE LLC, SCOUT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 DRY CREEK RD, RUSK, TX 75785-3230

Mortgage

Document Number	0000753363,
Date	Sep 16, 2026
Book Page	2963/323
Instrument	2026753363

Lender

Name	HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	231 DRY CREEK RD, RUSK, TX 75785
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4951 FM 346 E, TYLER, TX 75703-7026

Mortgage

Document Number	002759/564
Date	May 8, 2023
Book Page	2759/564
Instrument	722981

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cherokee County
Municipality	Gallatin City
Unified School District	Rusk Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$487.00 (+283.46%) Homeowner's exemption Senior Citizen's exemption	$38,330 (-) Land $14,360 Building $23,970	$38,330 (-) Land $14,360 Building $23,970
2025	$127.00 (+3.25%) Homeowner's exemption Senior Citizen's exemption	$38,330 (+22.3%) Land $14,360 Building $23,970	$38,330 (+22.3%) Land $14,360 Building $23,970
2023		$31,340 Land $7,370 Building $23,970	$31,340 Land $7,370 Building $23,970
2021	$123.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WSC serves 996 people · EPA ID TX0370020
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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