231 Douglas Ave, Elgin, IL 60120 Property Records

Kane County property record for 231 Douglas Ave, Elgin, IL 60120

Property Summary

Property Type	Commercial
Details	5,940 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Tax Bill	$9,051 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-242-020`

Property Details

APN / Parcel Number

Primary APN	`06-14-242-020`

Interior

Stories	1 Story
Building Area	5,940 sqft Gross Area
1st Floor Area	5,940 sqft

Exterior

Exterior Material	Brick
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	231 DOUGLAS AVE
City	ELGIN
State	IL
Zip	60120-4489
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	P J KIMBALL JRS 2ND ADDN WEST 1.5 RODS SOUTH 1/2 LOT 28 & SOUTH 1/2 LOT 29 & NORTH 1/2 VAC ALLEY
Legal Subdivision	P J KIMBALL JRS 2ND ADDN
Legal Block	2
Legal Lot Number	28,29
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	854600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	844 DOUGLAS AVE, ELGIN, IL 60120-2908
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage CRYSTAL LAKE BANK & TRUST COMPANY NA
Jun 14, 2019	Trustee's Deed, Construction Loan · Line of Credit CRYSTAL LAKE BK&TR
Jul 11, 2018	Deed of Trust, Mortgage · Line of Credit CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 1996
Deed Sale	Sep 19, 1996
Deed Document Number	199667096
Last Transfer Date	Apr 30, 2003
Transfer Doc	0000120150
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	231 DOUGLAS AVE, ELGIN, IL 60120-4489
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029191
Date	Jun 2, 2022
Instrument	2022K029191

Lender

Name	CRYSTAL LAKE BANK & TRUST COMPANY NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Jun 14, 2019
Property Address	231 DOUGLAS AVE, ELGIN, IL 60120-4489
Instrument Date	Apr 25, 2019
Instrument	24813
Transaction Type	Construction Loan
Record Updated	Jun 25, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	231 DOUGLAS AVE ELGIN IL 601204489, ELGIN, IL 60120-4489

Mortgage

Document Number	0000024813
Date	Jun 14, 2019
Instrument	24813

Lender

Name	CRYSTAL LAKE BK&TR
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	231 DOUGLAS AVE, ELGIN, IL 60120-4489
Document Number	0000044201
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	231 DOUGLAS AVE ELGIN IL 601204159, ELGIN, IL 60120-4159

Mortgage

Document Number	0000044201
Date	Sep 10, 2018
Instrument	44201

Lender

Name	CRYSTAL LAKE BK&TR
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,051.00 (+3.5%)	$118,639 (+8.57%) Land $21,471 Building $97,168	$356,059 (+8.57%) Land $64,439 Building $291,621
2024	$8,745.00 (+12.04%)	$109,274 (+21.39%) Land $19,776 Building $89,498	$327,953 (+21.44%) Land $59,352 Building $268,601
2022	$7,805.00 (+3.96%)	$90,017 (+6.96%) Land $16,291 Building $73,726	$270,051 (+6.96%) Land $48,873 Building $221,178
2021	$7,508.00	$84,160 Land $15,231 Building $68,929	$252,480 Land $45,693 Building $206,787

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2007–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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