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231 Derby Downs Dr, Sneads Ferry, NC 28460 Property Records

Onslow County property record for 231 Derby Downs Dr, Sneads Ferry, NC 28460 · Last verified April 2024

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,004 sqft · built 2004
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Apr 2024)
Tax Bill$1,862 (2023)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN773E-248

Property Details

APN / Parcel Number

Primary APN773E-248
Alternative APNs
  • 133471000
  • 050900

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,004 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number133471000
Street Address231 DERBY DOWNS DR
CitySNEADS FERRY
StateNC
Zip28460-9398
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL478 S4 ESCOBA BAY S/F 773 33 CEPCO INC
Legal SubdivisionESCOBA BAY EQUESTRIAN + YACHTING S4
Legal Lot Number478
JurisdictionONSLOW NC
Township / Civil DivisionSTUMP SOUND
Census Block Group2
Census Block2022
Census Tract405

Owner

Source: Onslow County records · APN 773E-248

Assessment roll updated January 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address231 DERBY DOWNS DR, SNEADS FERRY, NC 28460-9398
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2024 · Amount on Record
Deed SaleApr 01, 2024 · Amount on Record
Deed Document Number0006124239
Deed Book / Page6124 / 239
Record UpdatedJun 07, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateApr 01, 2024
Property Address231 DERBY DOWNS DR, SNEADS FERRY, NC 28460-9398
Document Number0061240239
Book / Page6124 / 239
Map ReferenceMB 27 PG 147&147A
Instrument DateMar 15, 2024
Transaction TypeTransfer
Record UpdatedApr 12, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$710.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address361 W GOLDENEYE LN, SNEADS FERRY, NC 28460-8096

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 DERBY DOWNS DR, SNEADS FERRY, NC 28460-9398

Mortgage

Document Number0006124243
DateApr 01, 2024
Instrument6124-243
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified April 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,862.00$284,408 Land $35,000 Building $249,408$284,408 Land $35,000 Building $249,408

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330004052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 182 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies182 in force
Nearby Flood Claims19 (1999–2024)
Most Recent ClaimSep 2024, other causes, Potential Tropical Cyclone Eight
Claims By Storm
  • Hurricane Florence, Sep 2018 · 13 claims
  • Hurricane Ophelia, Sep 2005 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskModerate
above 54% of the US · above 76% of North Carolina
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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