231 Denman Rd, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 231 Denman Rd, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,919 sqft · built 1914
Lot Size	0.21 acres (9,152 sqft)
Owner	Individual Name on File
Last Sale	$492,500 (Jul 2012)
Tax Bill	$14,402 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00465-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`03-00465-0000-00025`
Alternative APNs	`030046500025` `5240009`

Interior

Stories	2 Stories
Building Area	1,919 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Lot Area	9,152 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	5240009
Street Address	231 DENMAN RD
City	CRANFORD
State	NJ
Zip	07016-2958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CRANFORD ESTATES SEC A
Legal Block	465
Legal Lot Number	25
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	3
Census Block	3010
Census Tract	37400

Owner

231 Denman Rd is owned and occupied by an individual who bought it in July 2012.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	231 DENMAN RD, CRANFORD, NJ 07016-2958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 7, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2012 · Amount on File
Deed Sale	Jul 12, 2012 · Amount on File
Prior Sale	Jul 8, 2009 · Amount on File
Deed Document Number	2012233588
Deed Book / Page	5914 / 114
Prior Transfer Date	Aug 4, 1999
Prior Transfer Doc	0000070161
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	231 DENMAN RD, CRANFORD, NJ 07016-2958
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 DENMAN RD, CRANFORD, NJ 07016-2958

Mortgage

Document Number	0153212276
Date	Jan 9, 2023
Book Page	15321/2276
Instrument	47494

Lender

Name	CITIZENS BANK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	231 DENMAN RD, CRANFORD, NJ 07016-2958
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151212082
Date	Dec 9, 2021
Book Page	15121/2082
Instrument	26878

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	231 DENMAN RD, CRANFORD, NJ 07016-2958
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144380111
Date	May 7, 2018
Book Page	14438/0111
Instrument	656984

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 231 Denman Rd was $14,402, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,700 (-) Land $86,400 Building $112,300	$198,700 (-) Land $86,400 Building $112,300
2025	$14,402.00 (+6.93%)	$198,700 Land $86,400 Building $112,300	$198,700 Land $86,400 Building $112,300
2024	$13,469.00
2023		$198,700 Land $86,400 Building $112,300	$198,700 Land $86,400 Building $112,300
2022	$13,138.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 231 Denman Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1978–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Denman Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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