231 Demarest Ave, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 231 Demarest Ave, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	3,299 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$928,000 (May 2018)
Tax Bill	$23,134 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00907-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`07-00907-0000-00032`
Alternative APNs	`070090700032` `047100`

Interior

Building Area	3,299 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	047100
Street Address	231 DEMAREST AVE
City	CLOSTER
State	NJ
Zip	07624-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.23 AC
Legal Subdivision	PROPERTY/THE HEARTHSTONE REALT
Legal Block	907
Legal Lot Number	32
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	2
Census Block	2019
Census Tract	7001

Owner

Source: Bergen County and Closter Borough records · APN 07-00907-0000-00032

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	231 DEMAREST AVE, CLOSTER, NJ 07624-2410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2018 · Amount on Record
Deed Sale	May 04, 2018 · Amount on Record
Prior Sale	May 18, 2005 · Amount on Record
Deed Document Number	201818-031390
Deed Book / Page	2931 / 1369
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	231 DEMAREST AVE, CLOSTER, NJ 07624-2410
Document Number	0034361072
Instrument Date	Nov 05, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 DEMAREST AVE CLOSTER NJ 076242410, CLOSTER, NJ 07624-2410

Mortgage

Document Number	0034361072
Date	Dec 12, 2019
Book Page	003436/001072
Instrument	86633

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

Tax Assessment & Valuation

Source: Bergen County and Closter Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,302,600 (+16.67%) Land $489,400 Building $813,200	$1,302,600 (+16.67%) Land $489,400 Building $813,200
2025	$23,134.00 (+8.94%)	$1,116,500 (+16.19%) Land $463,200 Building $653,300	$1,116,500 (+16.19%) Land $463,200 Building $653,300
2024	$21,236.00 (+6.65%)
2023		$960,900 Land $361,100 Building $599,800	$960,900 Land $361,100 Building $599,800
2022	$19,912.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030070012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	35 (1979–2021)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 382 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0238001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.