Rockwall County property record for 231 Cumberland Dr, Fate, TX 75189
| Property Type | Single Family Home |
|---|---|
| Details | 2,560 sqft · built 2024 |
| Lot Size | 0.173 acres (7,579 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,298 (2024) |
| Deeds & Mortgages | Oct 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R333533 |
| Primary APN | R333533 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,560 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Lot Area | 7,579 sqft (0.173 acres) |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Porch | Covered Porch |
| Porch Area | 186 sqft |
| Account Number | R333533 |
|---|---|
| Street Address | 231 CUMBERLAND DR |
| City | FATE |
| State | TX |
| Zip | 75189-8872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLIAMSBURG PHASE 3B BLK R LOT 1 |
| Legal Phase | 3B |
| Legal Block | R |
| Legal Lot Number | 1 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHEAST ROCKWALL |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 40409 |
231 Cumberland Dr is owned and occupied by two individuals who acquired it in October 2024.
Source: Rockwall County records, as of October 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 231 CUMBERLAND DR, FATE, TX 75189-8872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2024 |
| Deed Sale | Oct 11, 2024 |
| Deed Document Number | 20240000017722 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Oct 11, 2024 |
| Property Address | 231 CUMBERLAND DR, FATE, TX 75189-8872 |
| Document Number | 0000017722 |
| Map Reference | DOC 20230000020866 |
| Instrument Date | Sep 27, 2024 |
| Instrument | 20240000017722 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | DHI TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 CUMBERLAND DR, FATE, TX 75189-8872 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017723 |
|---|---|
| Date | Oct 11, 2024 |
| Instrument | 20240000017723 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2054 |
Source: Rockwall County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Fate City |
| County | Rockwall County |
| Unified School District | Rockwall Independent School District (PK - 12) |
FEMA maps place 231 Cumberland Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 231 Cumberland Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: Wi-Five Broadband.
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