231 Craig St, Reeds Spring, MO 65737 Property Records

Stone County property record for 231 Craig St, Reeds Spring, MO 65737

Property Summary

Property Type	Single Family Home
Details	1,431 sqft · built 2017
Lot Size	0.301 acres (13,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,417 (Sep 2026)
Tax Bill	$1,095 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2023 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-7.0-36-000-000-029.004`

Property Details

APN / Parcel Number

Primary APN	`08-7.0-36-000-000-029.004`

Interior

Building Area	1,431 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,125 sqft (0.301 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	231 CRAIG ST
City	REEDS SPRING
State	MO
Zip	65737-8627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARCHRISANN PLACE LOT 4A
Legal Range	23
Legal Township	24
Legal Section	36
Legal Subdivision	MARCHRISANN PLACE 2
Legal Lot Number	4A
Jurisdiction	STONE MO
Township / Civil Division	RUTH A
Census Block Group	2
Census Block	2076
Census Tract	90606

Owner

Source: Stone County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 CRAIG ST, REEDS SPRING, MO 65737-8627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer · Conventional Mortgage BRANSON BANK
Jul 27, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jun 22, 2017	Warranty Deed, Transfer · VA Mortgage FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Jul 2, 2021
Deed Document Number	202611126
Prior Transfer Date	Jul 22, 2021
Prior Transfer Doc	0000011929
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Sep 21, 2026
Property Address	231 CRAIG ST, REEDS SPRING, MO 65737-8627
Document Number	0000011126
Instrument Date	Sep 18, 2026
Instrument	202611126
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CRAIG ST, REEDS SPRING, MO 65737-8627

Mortgage

Document Number	0000011127,
Date	Sep 21, 2026
Instrument	202611127

Lender

Name	BRANSON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	231 CRAIG ST, REEDS SPRING, MO 65737-8627
Transaction Type	Mortgage
Record Updated	May 21, 2024
Title Company	NOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CRAIG ST, REEDS SPRING, MO 65737-8627

Mortgage

Document Number	202300007866
Date	Jul 27, 2023
Instrument	202300007866

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	887 Months
Due	Jun 27, 2097

Interest

Rate Type	Adjustable Rate
Rate	7.94%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.9%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Jun 22, 2017
Property Address	231 CRAIG ST, REEDS SPRING, MO 65737-8627
Document Number	201700008418
Map Reference	MB 62 PG 84
Instrument Date	Jun 22, 2017
Instrument	201700008418
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CRAIG ST, REEDS SPRING, MO 65737-8627

Mortgage

Document Number	201700008419
Date	Jun 22, 2017
Instrument	201700008419

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Municipality	Reeds Spring City
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,095.00 (+1.01%)	$22,360 (+0.86%)	$117,700 (+0.86%) Land $5,000 Building $112,700
2023	$1,084.00	$22,170	$116,700 Land $4,800 Building $111,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REEDS SPRING PWS serves 1,287 people · EPA ID MO5010679
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Starlink Satellite	280 / 30

May also be available: White River Connect, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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