Teller County property record for 231 Cradle Lake Dr, Divide, CO 80814
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,276 sqft · built 1983 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,685 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3127.333090110 |
| Primary APN | 3127.333090110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Raised Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 69,696 sqft (1.6 acres) |
| Garage Type | Built-in |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 303 sqft |
| Patio Area | 303 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0017031 |
|---|---|
| Street Address | 231 CRADLE LAKE DR |
| City | DIVIDE |
| State | CO |
| Zip | 80814-9780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L56 HIGHLAND LAKES 6 |
| Legal Range | 70W |
| Legal Township | 12S |
| Legal Section | 33 |
| Legal Subdivision | HIGHLAND LAKES |
| Legal Lot Number | 56 |
| Jurisdiction | TELLER CO |
| Township / Civil Division | DIVIDE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10112 |
231 Cradle Lake Dr is owned and occupied by an individual.
Source: Teller County records, as of April 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 CRADLE LAKE DR, DIVIDE, CO 80814-9780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TELLER CO |
| Property Address | 231 CRADLE LAKE DR, DIVIDE, CO 80814-9780 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000711965 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 711965 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Lending Institution |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 231 Cradle Lake Dr was $1,685, up 25.8% from the year before.
Source: Teller County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Teller County |
| Unified School District | Woodland Park School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,685.00 (+25.84%) | $23,470 (+19.14%) Land $1,897 Building $21,573 | |
| 2024 | $1,339.00 (+4.94%) | $19,700 (-) Land $1,738 Building $17,962 | $475,546 (+5.92%) Land $38,445 Building $437,101 |
| 2023 | $1,276.00 (+32.64%) | $19,700 (+28.26%) Land $1,740 Building $17,960 | $448,968 (+39.89%) Land $39,614 Building $409,354 |
| 2022 | $962.00 | $15,360 Land $1,150 Building $14,210 | $320,936 Land $23,986 Building $296,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 Cradle Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 231 Cradle Lake Dr is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 97.9% of Colorado |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND LAKES WD serves 875 people · EPA ID CO0160200 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Apr 2026 Failure to filter resolved · Mar 2023 Treatment failure resolved · Dec 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 100 / 10 |
May also be available: AT&T, Verizon, Vero Fiber.
5G and 4G LTE (outdoors only)
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