231 Couch Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 231 Couch Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,253 sqft · built 1917
Lot Size	0.367 acres (16,000 sqft)
Owner	Individual Name on File
Last Sale	$309,900 (Oct 2015)
Tax Bill	$4,779 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24N-54-0819`

Property Details

APN / Parcel Number

Primary APN	`24N-54-0819`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,253 sqft Living Area
Gross Area	2,733 sqft
1st Floor Area	1,260 sqft
Basement Area	264 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Stone
Foundation Type	Raised
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
View / Lot	Cul-De-Sac
Porch	Enclosed Frame Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	231 COUCH AVE
City	SAINT LOUIS
State	MO
Zip	63122-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	LOUISA HEIGHTS BLK PT 4 1040 FEET N OF ANN
Legal Subdivision	LOUISA HEIGHTS
Legal Block	4
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2000
Census Tract	218201

Owner

231 Couch Ave is owned and occupied by an individual who bought it in October 2015.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	231 COUCH AVE, SAINT LOUIS, MO 63122-5412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 10, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2015 · Amount on File
Deed Sale	Oct 5, 2015 · Amount on File
Prior Sale	Feb 8, 1999 · Amount on File
Deed Document Number	2015511
Deed Book / Page	21708 / 1721
Prior Transfer Date	Sep 20, 2013
Prior Transfer Doc	0206941814
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	231 COUCH AVE, SAINT LOUIS, MO 63122-5412
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 COUCH AVE, SAINT LOUIS, MO 63122-5412

Mortgage

Document Number	0253502783
Date	Feb 1, 2022
Book Page	25350/2783
Instrument	2022020100427

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Feb 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	231 COUCH AVE, SAINT LOUIS, MO 63122-5412
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 COUCH AVE, KIRKWOOD, MO 63122-5412

Mortgage

Document Number	0244520129
Date	Nov 18, 2020
Book Page	24452/129
Instrument	2020111801359

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	231 COUCH AVE, SAINT LOUIS, MO 63122-5412
Document Number	0225360637
Book / Page	022536 / 000637
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 COUCH AVE ST LOUIS MO 631225412, ST LOUIS, MO 63122-5412

Mortgage

Document Number	0225360637
Date	May 23, 2017
Book Page	022536/000637
Instrument	226

Lender

Name	COMMERCE BK
Type	Bank
Address	SAINT LOUIS, MO 63122

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 231 Couch Ave was $4,779, up 3.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,570 (-) Land $49,480 Building $35,090	$445,100 (-) Land $260,400 Building $184,700
2025	$4,779.00 (+3.46%)	$84,570 Land $49,480 Building $35,090	$445,100 Land $260,400 Building $184,700
2024	$4,619.00 (+1.58%)
2023	$4,547.00 (+5.47%)	$73,780 (+12.35%) Land $35,630 Building $38,150	$388,300 Land $187,500 Building $200,800
2022	$4,311.00	$65,670 Land $35,630 Building $30,040
2021			$345,600 Land $187,500 Building $158,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 231 Couch Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Couch Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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