Hampden County and Springfield City property record for 231 Cooper St, Springfield, MA 01108 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1952 |
| Square Footage | 1,640 sqft Living Area |
| Lot Size | 11,008 sqft (0.253 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $24,500 (1979) |
| Tax Bill | $4,764.00 (2025) |
| Primary APN | SPRI S:03190 P:0037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,640 sqft Living Area |
| 1st Floor | 768 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 11,008 sqft (0.253 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 31900037 |
|---|---|
| Street Address | 231 COOPER ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01108-3515 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | SPRINGFIELD MA |
| Minor Civil Division | SPRINGFIELD |
| Census Blockgroup | 1 |
| Census Block | 1046 |
| Census Tract | 802602 |
Source: Hampden County and Springfield City records · APN SPRI S:03190 P:0037
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 COOPER ST, SPRINGFIELD, MA 01108-3515 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 16, 2025 | Deed of Trust, Mortgage · Line of Credit 360 FCU |
| Jan 28, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Jul 10, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 1979 · Amount on Record |
| Deed Sale | Sep 28, 1979 · Amount on Record |
| Deed Book / Page | 4839 / 248 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 231 COOPER ST, SPRINGFIELD, MA 01108-3515 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 025865-372 |
|---|---|
| Date | May 16, 2025 |
| Book Page | 25865/372 |
| Instrument | 21625 |
| Name | 360 FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 231 COOPER ST, SPRINGFIELD, MA 01108-3515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23678-27 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 23678/27 |
| Instrument | 6367 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 231 COOPER ST, SPRINGFIELD, MA 01108-3515 |
| Document Number | 22269-20 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 231 COOPER ST SPRINGFIELD MA 011083515, SPRINGFIELD, MA 01108-3515 |
| Document Number | 22269-20 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 022269/000020 |
| Instrument | 41055 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 16, 2033 |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,764.00 (+14.74%) | $303,800 (+24.76%) Land $48,800 Building $255,000 | $266,475 (+23.19%) |
| 2024 | $216,315 | ||
| 2023 | $4,152.00 | $243,500 Land $41,300 Building $202,200 |
231 Cooper St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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