Middlesex County and Bedford Town property record for 231 Concord Rd, Bedford, MA 01730 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,880 sqft · built 2012 |
| Lot Size | 0.783 acres (34,129 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,775,040 (Aug 2024) |
| Tax Bill | $18,989 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BEDF M:061 P:0005 |
| Primary APN | BEDF M:061 P:0005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,880 sqft Living Area |
| Gross Area | 6,370 sqft |
| 1st Floor Area | 1,430 sqft |
| Basement Area | 1,360 sqft |
| Unfinished Basement | 1,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Historical |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 34,129 sqft (0.783 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Street Address | 231 CONCORD RD |
|---|---|
| City | BEDFORD |
| State | MA |
| Zip | 01730-2017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BEDFORD MA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 359303 |
Source: Middlesex County and Bedford Town records · APN BEDF M:061 P:0005
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 CONCORD RD, BEDFORD, MA 01730-2017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 01, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance DEDHAM INSTITUTION FOR SAVINGS |
| Jan 19, 2022 | Fiduciary Deed, Transfer · Stand-Alone First Mortgage DEDHAM INSTITUTION FOR SAVINGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2024 · Amount on Record |
| Deed Sale | Aug 01, 2024 · Amount on Record |
| Prior Sale | Jan 19, 2022 · Amount on Record |
| Deed Document Number | 202485994 |
| Deed Book / Page | 83083 / 76 |
| Transfer Doc | 66901-206 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 231 CONCORD RD, BEDFORD, MA 01730-2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0085229-62 |
|---|---|
| Date | Feb 13, 2026 |
| Book Page | 85229/62 |
| Instrument | 16480 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 231 CONCORD RD, BEDFORD, MA 01730-2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084666-542 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 84666/542 |
| Instrument | 117462 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 231 CONCORD RD, BEDFORD, MA 01730-2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 080664-195 |
|---|---|
| Date | Sep 01, 2022 |
| Book Page | 80664/195 |
| Instrument | 134701 |
| Name | DEDHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | BEDFORD MA |
| Recording Date | Jan 19, 2022 |
| Property Address | 231 CONCORD RD, BEDFORD, MA 01730-2017 |
| Document Number | 079557-316 |
| Book / Page | 79557 / 316 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 10250 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 BEDFORD ST, LEXINGTON, MA 02420-4408 |
| Document Number | 0000010251 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 10251 |
| Name | DEDHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Bedford Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Bedford Town |
| Unified School District | Bedford School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,989.00 (+53.57%) | $1,577,200 (+51.54%) Land $544,500 Building $1,032,700 | $1,647,680 |
| 2024 | $12,365.00 (-18.42%) | $1,040,800 (-14.3%) Land $518,600 Building $522,200 | |
| 2023 | $15,157.00 | $1,214,500 Land $489,800 Building $724,700 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173593033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 32 individual NFIP policies nearby |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 2 (2010–2016) |
| Most Recent Claim | Jul 2016, other causes |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Individually Listed | Jones, Colonel Timothy, House listed 2021 · 3 contributing resources · NRIS 100006594 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 146 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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