231 Compass St, Pacific Beach, WA 98571 Property Records

Grays Harbor County property record for 231 Compass St, Pacific Beach, WA 98571

Property Summary

Property Type	Single Family Home
Details	1,032 sqft · built 2015
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$465,738 (Sep 2015)
Tax Bill	$5,068 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`815400025300`

Property Details

APN / Parcel Number

Primary APN	`815400025300`

Interior

Stories	2 Stories
Building Area	1,032 sqft Living Area
Basement Area	318 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Porch	Porch
Porch Area	242 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	231 COMPASS ST
City	PACIFIC BEACH
State	WA
Zip	98571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEABROOK DIV 6 LOT 253
Legal Section	28
Legal Subdivision	SEABROOK DIV 6
Legal Lot Number	253
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	OCEAN SHORES
Census Block Group	2
Census Block	2036
Census Tract	202

Owner

Source: Grays Harbor County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 238, PACIFIC BEACH, WA 98571-0238
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 25, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2015 · Amount on Record
Deed Sale	Sep 14, 2015 · Amount on Record
Prior Sale	Jun 30, 2015
Deed Document Number	E217218
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	231 COMPASS ST, PACIFIC BEACH, WA 98571
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002130046
Date	Feb 13, 2023
Instrument	2023-02130046

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Mar 5, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	231 COMPASS ST, PACIFIC BEACH, WA 98571
Document Number	0003060045
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	231 COMPASS ST PACIFIC BEACH WA 98571, PACIFIC BEACH, WA 98571

Mortgage

Document Number	0003060045
Date	Mar 6, 2020
Instrument	3060045

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	North Beach School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,068.00 (+2.05%)	$790,285 (+12.6%) Land $306,000 Building $484,285	$790,285 (+12.6%) Land $306,000 Building $484,285
2023	$4,966.00
2022		$701,831 Land $500,000 Building $201,831	$701,831 Land $500,000 Building $201,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2021–2022)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACIFIC BEACH/MOCLIPS serves 2,372 people · EPA ID WA5300333
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coast Communications Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Velocity Communications, Verizon, Xfinity.

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