Rhea County property record for 231 Clara Ln, Dayton, TN 37321
| Property Type | Single Family Home |
|---|---|
| Details | 2.25 ba · 1,714 sqft · built 2017 |
| Lot Size | 0.964 acres (41,991 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Jun 2026) |
| Tax Bill | $1,027 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072102N A 00700 |
| Primary APN | 072102N A 00700 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,714 sqft Living Area |
| 1st Floor Area | 1,714 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 41,991 sqft (0.964 acres) |
| Lot Dimensions | 236 ft deep x 185 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 231 CLARA LN |
|---|---|
| City | DAYTON |
| State | TN |
| Zip | 37321-7811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 4; SUBDIVISION: FIVE POINTS ESTATES PHS 3 |
| Legal Subdivision | FIVE POINTS ESTATES PH 3 |
| Legal Lot Number | 66 |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 8 |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 975300 |
231 Clara Ln is owned and occupied by two individuals who bought it in June 2026.
Source: Rhea County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 CLARA LN, DAYTON, TN 37321-7811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST CHOICE LENDING SERVICES |
| Jul 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 22, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on File |
| Deed Sale | Jun 10, 2026 · Amount on File |
| Prior Sale | Aug 27, 2024 · Amount on File |
| Deed Document Number | 202633639 |
| Deed Book / Page | 543 / 591 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RHEA TN |
| Recording Date | Jun 10, 2026 |
| Property Address | 231 CLARA LN, DAYTON, TN 37321-7811 |
| Document Number | 0000033639 |
| Book / Page | 543 / 591 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202633639 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | TITLE INSURANCE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132,663.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 CLARA LN, DAYTON, TN 37321-7811 |
| Investor | Possibly a Property Investor |
| Document Number | 0000033640, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202633640 |
| Name | FIRST CHOICE LENDING SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RHEA TN |
| Recording Date | Jul 1, 2022 |
| Property Address | 231 CLARA LN, DAYTON, TN 37321-7811 |
| Document Number | 0000014643 |
| Book / Page | 506 / 276 |
| Map Reference | MB 4 PG 158 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 22014643 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,054.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 CLARA LN, DAYTON, TN 37321-7811 |
| Document Number | 0000014644 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 22014644 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RHEA TN |
| Recording Date | Aug 22, 2017 |
| Property Address | 231 CLARA LN, DAYTON, TN 37321-7811 |
| Document Number | 0000002958 |
| Book / Page | 000459 / 000567 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 2958 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 5, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 231 CLARA LN DAYTON TN 37321, DAYTON, TN 37321 |
| Document Number | 2959 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 000581/000611 |
| Instrument | 2959 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2047 |
The 2025 property tax bill for 231 Clara Ln was $1,027.
Source: Rhea County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Unified School District | Rhea County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,027.00 | $76,175 Land $12,500 Building $63,675 | |
| 2024 | $304,700 Land $50,000 Building $254,700 | ||
| 2022 | $48,025 Land $3,450 Building $44,575 | $192,100 Land $13,800 Building $178,300 | |
| 2021 | $1,083.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 231 Clara Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 231 Clara Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 65% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON WATER DEPT serves 25,054 people · EPA ID TN0000174 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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