231 Cinnamon Dr, Galt, CA 95632 Property Records

Sacramento County property record for 231 Cinnamon Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1993
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Oct 2022)
Tax Bill	$5,724 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`148-0600-019-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0600-019-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	231 CINNAMON DR
City	GALT
State	CA
Zip	95632-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	QUAIL HOLLOW 03A, LOT 17
Legal Subdivision	QUAIL HOLLOW 03A
Legal Lot Number	17
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2007
Census Tract	9502

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 CINNAMON DR, GALT, CA 95632-2431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Oct 18, 2022	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Oct 30, 2019	Grant Deed, Transfer · FHA Mortgage ESSEX MTG
Mar 4, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 4, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG
Mar 10, 2017	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Oct 30, 2019 · Amount on Record
Deed Book / Page	20221018 / 793
Prior Transfer Date	Oct 18, 2007
Prior Transfer Doc	0000001175
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	231 CINNAMON DR, GALT, CA 95632-2431
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CINNAMON DR, GALT, CA 95632-2431

Mortgage

Document Number	0000000044
Date	Sep 30, 2022
Instrument	2022093000044

Lender

Name	FIRST BANK
Type	Bank
Address	SAINT LOUIS, MO 63179

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	231 CINNAMON DR, GALT, CA 95632-2431
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CINNAMON DR, GALT, CA 95632-2431

Mortgage

Document Number	0000000361
Date	Mar 26, 2021
Instrument	202103260361

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 18, 2022
Property Address	231 CINNAMON DR, GALT, CA 95632-2431
Document Number	0000000793
Map Reference	MB 209 MAP 13
Instrument Date	Oct 13, 2022
Instrument	2022101800793
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	231 CINNAMON DR, GALT, CA 95632-2431

Mortgage

Document Number	0000000794
Date	Oct 18, 2022
Instrument	2022101800794

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0000000795
Date	Oct 18, 2022
Instrument	2022101800795

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Dec 12, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	231 CINNAMON DR, GALT, CA 95632-2431
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CINNAMON DR, GALT, CA 95632-2431

Mortgage

Document Number	3260000000361
Date	Mar 26, 2021
Book Page	20210326/361

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 30, 2019
Property Address	231 CINNAMON DR, GALT, CA 95632-2431
Document Number	1910301367
Instrument Date	Oct 16, 2019
Instrument	1910301367
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 CINNAMON DR GALT CA 956322431, GALT, CA 95632-2431

Mortgage

Document Number	1910301368
Date	Oct 30, 2019
Instrument	1910301368

Lender

Name	ESSEX MTG
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	231 CINNAMON DR, GALT, CA 95632-2431
Document Number	0000000632
Instrument Date	Mar 4, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	231 CINNAMON DR GALT CA 956322431, GALT, CA 95632-2431

Mortgage

Document Number	0000000632
Date	Mar 10, 2017
Book Page	170310/000632

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.49%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	231 CINNAMON DR, GALT, CA 95632-2431
Document Number	0000000631
Instrument Date	Mar 4, 2017
Transaction Type	Mortgage
Record Updated	Mar 22, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	231 CINNAMON DR GALT CA 956322431, GALT, CA 95632-2431

Mortgage

Document Number	0000000631
Date	Mar 10, 2017
Book Page	170310/000631

Lender

Name	FINANCE OF AMERICA MTG
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.49%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 10, 2017
Property Address	231 CINNAMON DR, GALT, CA 95632-2431
Document Number	0000000630
Book / Page	17031 / 000630
Instrument Date	Mar 4, 2017
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	231 CINNAMON DR GALT CA 956322431, GALT, CA 95632-2431

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$488,154 (+2%) Land $127,344 Building $360,810
2025	$5,724.00 (+4.3%)	$478,584 (+4.04%) Land $124,848 Building $353,736
2024	$5,488.00 (+1.63%)
2023	$5,400.00 (+21.16%)	$460,000 Land $120,000 Building $340,000
2022	$4,457.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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